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http://www.ozpolitic.com/forum/YaBB.pl General Discussion >> Federal Politics >> Waiting Longer For The Aged Pension http://www.ozpolitic.com/forum/YaBB.pl?num=1419883596 Message started by imcrookonit on Dec 30^th, 2014 at 6:06am

Title: Waiting Longer For The Aged Pension
Post by imcrookonit on Dec 30^th, 2014 at 6:06am

Hard times loom for too many boomers

Date
December 29, 2014
Brisbane Times

Retire in peace: For many baby boomers retirement may not be as comfortable as they would like.

The last of the baby boomers will turn 50 by the end of the this year. Often it is the big five-o that starts people to really think about saving for their retirement.

So with all of those born in the two decades to 1964 now either retired, or galloping toward it, there are bound to be changes to the economy and society in general.

Boomers have changed each life stage they have passed, and older boomers are redefining what it means to retire.

They want to be able to enjoy the lifestyle to which many have become accustomed during their working lives.

However, there are challenges. While many have benefited from rising house prices, for many others, the size of their superannuation accounts is not big enough to afford the retirements they would like.    :(

More boomers are entering retirement with debt and their adult children are staying at home for longer, which is making it harder to save.

Not enough saved

A survey on behalf of industry super fund REST, released early last year, found a disconnect between what boomers expect their retirement to be like and what reality has in store.

It found 35 per cent of boomers described themselves are "completely unprepared" for retirement, 51 per cent as "somewhat prepared" and only 14 per cent as financially prepared.    :(

Universal compulsory super only started in 1992, so boomers, older ones in particular, have not had the benefit of the superannuation guarantee over their whole working lives.

In a second REST survey of over-50s, released in June this year, one quarter said they had less than $50,000 in super, with a further 12 per cent having $50,000 to $100,000 in super.

Not surprisingly, only half of over 50s say they are looking forward to retirement. It seems it is more likely to be outings in the tinnie rather than cruising down the Rhine or Loire.

"This group who started their working lives before the advent of compulsory superannuation are trapped between a rock and a hard place," says Damian Hill, the chief executive of REST.

Nearly two-thirds estimate they will need to rely on the age pension to supplement their retirement income, highlighting the fact that the system came too late for some to get the maximum impact," he said.

Wait for age pension

However, younger boomers are going to be waiting longer for the age pension and the pensioner concessions that come with it.

The Abbott government is to further increase the qualifying age for the age pension to 70 by July 1, 2035. The increase will be phased-in.    :(

The higher qualifying age will affect younger boomers more than is likely realised. The exact qualifying age will depend on actual birth date but, very roughly, anyone aged about 49 or younger now will have a qualifying age of 70.

The youngest boomers (those aged about 50) will be waiting until they are 69 for the age pension. For those aged 55, it is 67 and for today's 60-year-old it is 66.

It is not just a longer wait for the pension, but starting in 2017 a couple of measures will tighten access to the pension and the fortnightly pension will be indexed to inflation, rather than to wages, which grows more quickly than inflation.

As well, it is only a matter of time before the preservation age, the age at which superannuation savings can be accessed, is increased. Like the increase in the age pension qualifying age it would be increased gradually, but could rise to age 65 to maintain the five-year gap with the new age pension qualifying age.

Read more: http://www.brisbanetimes.com.au/money/planning/hard-times-loom-for-too-many-boomers-20141212-1266ig.html#ixzz3NJor5IzA

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Dec 30^th, 2014 at 6:08am

The Abbott government is to further increase the qualifying age for the age pension to 70 by July 1, 2035. The increase will be phased-in. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Dec 30^th, 2014 at 6:29am

We could be creating a few generations of elderly Australians who have to go on unemployment benefits for a decade or so before getting a pension ?

Many are discarded by the employer in their 50's to save money on pay outs with long service etc and find themselves too old to find another job.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Dec 30^th, 2014 at 6:37am

wrote on Dec 30^th, 2014 at 6:08am:

The Abbott government is to further increase the qualifying age for the age pension to 70 by July 1, 2035. The increase will be phased-in. :(

Yes Sir Crook,
after a lifetime of paying for other people to get their pensions at 65
the baby boomers will be forced to work until 70
or have to apply for 40 nonexistent jobs every month
while living in poverty on the $242 a week dole.

What a rip-off.

Title: Re: Waiting Longer For The Aged Pension
Post by brumbie on Dec 30^th, 2014 at 6:39am

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

Precisely, given that if you become redundant or unemployed in your 50's you may not get any other job of relevance again.Plus the fact that that will be maybe another 15 years of your working life where there has been no super contributions.

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 30^th, 2014 at 8:17am

brumbie wrote on Dec 30^th, 2014 at 6:39am:

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

You have to ask what real agenda is in play here - not even a politician can be that stupid.... though of course there is always a nice little 'board' job waiting for the failed politician who's already fed off the top paddock..... not like they'll ever be out of 'work'.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 30^th, 2014 at 9:24am

Yes the Boomers are retiring and leaving the workforce in increasing numbers.

The tax-payers that are left to pay for the extravagence of past generations....

1970s - 7 to 1

Today - 5 to 1 and nose diving

20 years - 2.7 to 1 if we are lucky

Future tax-payers, the kids being born now and those just entering the work force will likely have to pay double the tax paid today to feed the retiring Boomers........ :D

Title: Re: Waiting Longer For The Aged Pension
Post by aquascoot on Dec 30^th, 2014 at 9:32am

Hard times loom for baby boomers :D :D

What rot.....the most selfish generation in the history of the country, racking up debt to be paid off by their children and grandchildren, who cant afford a house due to their wicked selfishness and cant get a good job due to them hogging all the BS jobs in the public service with defined benefits super and tenure.

I hope (and expect) the younger generation to turn on the boomers with a viciousness when they are old and frail and in nursing homes begging for their creature comforts and gold standard medical care.

Karma....the boomers have no one to blame but themselves.
Elder abuse will become more prevalent then domestic violence...that's a deserved consequence for this immoral wicked selfish cohort. >:(

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 30^th, 2014 at 9:47am

And while the elderly are forced to keep working/looking for work, the youth unemployment rate skyrockets off the scale.

Sheer stupidity and bloody-minded ideology, nothing more.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 30^th, 2014 at 9:48am

aquascoot wrote on Dec 30^th, 2014 at 9:32am:

That's just sick!

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Dec 30^th, 2014 at 9:56am

And Abbott removed the top up to the super of workers on the very lowest wages, halted the increase in amount of compulsory super and so is worsening the problem.

Meanwhile, the 10-20,000 richest Australians will get more from the public purse than all the pensioners in total receive, the Aged pension is available to asset millionaires and so on, all thanks to John Useless Howard. Meantime, Abbott is creating a recession will see even more Australians thrown out of work not paying into super schemes.

That the Boomers will cause a demographic overhang is not their fault but that of their parents. A real govt would be working to create more jobs, roll out FTTH to lift workplace productivity, encourage large scale telecommuting and boost eHealth and telehealth to allow Boomers to stay in their own home. The Abbott govt is trying to kill off FTTH for ever. :-X

Title: Re: Waiting Longer For The Aged Pension
Post by aquascoot on Dec 30^th, 2014 at 10:18am

Kat wrote on Dec 30^th, 2014 at 9:48am:

aquascoot wrote on Dec 30^th, 2014 at 9:32am:

That's just sick!

what is sick is a generation spending up on the credit card and then retiring and leaving it all to the next generation to pay off.

what is sick is a generation making ever conceivable tax concession for negative gearing and super accumulation available to themselves and then (you wait and see) reversing these benefits when the next generation get into the wealth accumulation phase of their lives.

the boomers are indeed sick..their sickness is laziness, selfishness and using their weight of voting numbers to "rip off" the rest of society.
I have no time for these spoilt brats

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 30^th, 2014 at 10:21am

Swagman wrote on Dec 30^th, 2014 at 9:24am:

Answer:-

CREATE MORE JOBS!

I would happily sit on my arse in a Medicare office or such and cop the nice salary in air conditioned comfort etc until I was 72 or so....

Any offers?

Xmas Break for MC workers (all women BTW - a reserved occupation):-

Xmas Eve - day off

Xmas Day and Boxing Day

Fri and Sat off as normal

Monday Public Service Holiday

Lovely near week break when your average pensioner, such as myself, can't do an eye exam on Christmas Eve and get refund, since the works are closed down.

Far Ken lovely!

Title: Re: Waiting Longer For The Aged Pension
Post by Bam on Dec 30^th, 2014 at 7:44pm

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

Which is why we need full employment and a jobs guarantee.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Dec 30^th, 2014 at 8:36pm

Waiting Longer For The Aged Pension

And the Liberals defer the increase to mandatory superannuation. Good move guys the one thing which would help in the future you go and postpone.

Maximising the number of people self sufficient in retirement is the best answer to the problem but too difficult for the Libs to get.

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Dec 30^th, 2014 at 8:41pm

Those 2.7 taxpayers can demand very high salaries if labor is that scarce. 2.7 workers sounds very low.

The tax breaks for super are enjoyed by a very few.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Dec 30^th, 2014 at 8:44pm

St George of the Garden wrote on Dec 30^th, 2014 at 8:41pm:

Those 2.7 taxpayers can demand very high salaries if labor is that scarce. 2.7 workers sounds very low.

The tax breaks for super are enjoyed by a very few.

Mostly people who will never draw a pension anyway, it seems to defeat the purpose of the concession.

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Dec 30^th, 2014 at 8:46pm

Dnarever wrote on Dec 30^th, 2014 at 8:44pm:

St George of the Garden wrote on Dec 30^th, 2014 at 8:41pm:

Those 2.7 taxpayers can demand very high salaries if labor is that scarce. 2.7 workers sounds very low.

The tax breaks for super are enjoyed by a very few.

Mostly people who will never draw a pension anyway, it seems to defeat the purpose of the concession.

Won’t draw a pension but still will suck the Treasury dry!

Title: Re: Waiting Longer For The Aged Pension
Post by Bam on Dec 31^st, 2014 at 7:52am

Swagman wrote on Dec 30^th, 2014 at 9:24am:

Geez you're full of sht. What would you do - make children and old people work in nonexistent jobs just to satisfy your unslaked bloodlust for more money?

Title: Re: Waiting Longer For The Aged Pension
Post by Bam on Dec 31^st, 2014 at 8:08am

Dnarever wrote on Dec 30^th, 2014 at 8:44pm:

St George of the Garden wrote on Dec 30^th, 2014 at 8:41pm:

Those 2.7 taxpayers can demand very high salaries if labor is that scarce. 2.7 workers sounds very low.

The tax breaks for super are enjoyed by a very few.

Mostly people who will never draw a pension anyway, it seems to defeat the purpose of the concession.

I would axe the concession altogether and replace it with a tax rebate into the superannuation fund, calculated at 1.5% of after-tax income, capped at somewhere between $1500 and $3000 and self-managed funds are not eligible for the rebate.

This does several things:
* Removes the incentive to use superannuation as a "tax minimisation" strategy
* Excluding self-managed funds will reduce associated rorts
* People who reduce their taxable income through "tax minimisation" get a smaller rebate
* Saves billions of dollars

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 8:37am

Bam wrote on Dec 31^st, 2014 at 7:52am:

Swagman wrote on Dec 30^th, 2014 at 9:24am:

Yes the Boomers are retiring and leaving the workforce in increasing numbers.

The tax-payers that are left to pay for the extravagance of past generations....

1970s - 7 to 1

Today - 5 to 1 and nose diving

20 years - 2.7 to 1 if we are lucky

Geez you're full of sht.

These aren't my figures Bam. They are Wayne Swan's. I know he was often full of it but very similar figures were provided by Peter Costello and more recently by the Productivity Commission. :-?

Source: -> Aust to 2050 - Wayne Swan 2010

Quote:

Australia’s population is ageing (Chart 1). The proportion of working age people is projected to fall, with only 2.7 people of working age to support each Australian aged 65 years and over by 2050 (compared to 5 working aged people per aged person today and 7.5 in 1970).

Bam wrote on Dec 31^st, 2014 at 7:52am:

What would you do - make children and old people work in nonexistent jobs just to satisfy your unslaked bloodlust for more money?

What would you have people do? Make today's newborns and kids entering the work force pay double the marginal tax rates of their parents so that their parents can languish on the extravagances of Whitlam's welfare State?

Don't let the facts get in the way of your ideology.... ;D

Although you'd only be carrying on the tradition of the left. Ignoring the aging of the population and rejecting just about all attempts to prepare for it

EG

[list bull-blackball]

Rejecting Hewson's GST and watering down Howard's GST.

[list bull-blackball]

Rolling back Industrial Relation reform to appease the Union movement

[list bull-blackball]

Blocking the majority of the attempts of the Representative House's savings measures in the Unrepresenative Swill Senate

[list bull-blackball]

Attacking Australia's competitive advantage and killing off jobs growth with punitive mining and carbon taxes

[list bull-blackball]

Spending irresponsibly on massive unsustainable pork barrelling schemes whilst in Govt

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 31^st, 2014 at 9:15am

Swagman wrote on Dec 31^st, 2014 at 8:37am:

Bam wrote on Dec 31^st, 2014 at 7:52am:

Swagman wrote on Dec 30^th, 2014 at 9:24am:

Geez you're full of sht.

Bam wrote on Dec 31^st, 2014 at 7:52am:

What would you do - make children and old people work in nonexistent jobs just to satisfy your unslaked bloodlust for more money?

What would you have people do? Make today's newborns and kids entering the work force pay double the marginal tax rates of their parents so that their parents can languish on the extravagances of Whitlam's welfare State? There's that BS again? Don't you get tired of regurgitating falsehoods about this man and his government (one of our best ever)? Most of the welfare you lot incorrectly blame him for was actually instituted MUCH earlier, and much of it by conservative govts.

Don't let the facts get in the way of your ideology.... ;D WE haven't. That's predominantly a neo-con trait.

Although you'd only be carrying on the tradition of the left. Ignoring the aging of the population and rejecting just about all attempts to prepare for it Well, yes, when the 'attempts to prepare' consist of little but offshoring jobs, ripping entitlements away and demonising those entitled. Who, with a brain and/or a social conscience, wouldn't oppose them?

EG

[list bull-blackball]

Rejecting Hewson's GST and watering down Howard's GST. Actually, I voted for Hewson. But for reasons other than the GST, which I've always opposed.

[list bull-blackball]

Rolling back Industrial Relation reform to appease the Union movement. This Work-Choices rubbish isn't reform, it's regression and oppression.

[list bull-blackball]

Blocking the majority of the attempts of the Representative House's savings measures in the Unrepresenative Swill Senate. And, once again, the Senate are doing exactly what they're supposed to do - block bad policy, and rein-in bad governments (like THIS one).

[list bull-blackball]

Attacking Australia's competitive advantage and killing off jobs growth with punitive mining and carbon taxes. Killing-off revenue streams from the carbon LEVY and MRRT are solely the fault of the Lib/Gnats. Removing them truly was a shining example of a twisted ideology triumphing over common-sense and reality. And what about Holden, we don't see Labor DARING businesses to leave do we??

[list bull-blackball]

Spending irresponsibly on massive unsustainable pork barrelling schemes whilst in Govt. Again, a tactic the Lib/Gnats excel at. Labor don't, as a rule, do this. And if you're thinking BER or Pink Batts, then you're NOT thinking at all.

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 31^st, 2014 at 10:27am

Grappler Deep State Feller wrote on Dec 30^th, 2014 at 10:21am:

Swagman wrote on Dec 30^th, 2014 at 9:24am:

I'll amend that - did my third trip to the office after their wonderful system rejected my eye test refund - they're not open until Monday next week....

Now there's a job for a week or so for a few more.... filling in the gaps created by luscious public service etc holidays and perks......

Jesus Christ - what ever happened to 'service'?

Title: Re: Waiting Longer For The Aged Pension
Post by aquascoot on Dec 31^st, 2014 at 10:30am

GST 15 % in the next 5 years

FAMILY HOME included in the means test for the aged pension in the next 10 years (probably working as a reverse mortgage).

NEW "POLL" TAX on property similar to the current land tax, (something along the lines of a fixed tax on the value of any investment properties).

WINDING BACK OF THE SUPER CONTRIBUTIONS TAX CONCESSIONS (again, the selfish baby boomers will wait until they are drawing down their super and then deny concessions to the next generation who are in the contributory phase)

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Dec 31^st, 2014 at 10:42am

Swagman wrote on Dec 31^st, 2014 at 8:37am:

[list bull-blackball]

Rejecting Hewson's GST and watering down Howard's GST.

No money from the GST is targeted for pensions or ever was.

Quote:

[list bull-blackball]

Rolling back Industrial Relation reform to appease the Union movement

Allocating a bigger slice of the pie to the employer side of the equation over the past few decades has been part of the problem and is never going to do anything but undermine future viability and have no positive impact on the ageing problem.

Quote:

[list bull-blackball]

Blocking the majority of the attempts of the Representative House's savings measures in the Unrepresenative Swill Senate

The only legislation impacting future superannuation has be deferred making the problem worse.

Quote:

[list bull-blackball]

Attacking Australia's competitive advantage and killing off jobs growth with punitive mining and carbon taxes

The facts show that growth and jobs thrived until the GFC and that these taxes had no impact on either growth or employment.

Quote:

[list bull-blackball]

Spending irresponsibly on massive unsustainable pork barrelling schemes whilst in Govt

The king of pork, Howard is long gone.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 11:07am

Kat wrote on Dec 31^st, 2014 at 9:15am:

There's that BS again? Don't you get tired of regurgitating falsehoods about this man and his government (one of our best ever)? Most of the welfare you lot incorrectly blame him for was actually instituted MUCH earlier, and much of it by conservative govts

Yes I get tired of rebuking the foundless rebuttals... :D

Medibank, free universal health care and no cost university educations were a welfare state mentality Kat -> NO doubt about it.

Popular, HUGELY, but financially unsustainable as successive Governments have found out.

Kat wrote on Dec 31^st, 2014 at 9:15am:

'attempts to prepare' consist of little but offshoring jobs, ripping entitlements away and demonising those entitled

Jobs are being sent off-shore because it is too expensive to produce and compete in Australia due to punitive taxes and extravagant inflexible industrial relations.

Hewson's GST plan would have provided the States with > 50% more GST revenues for over 20 years. Such a windfall could have gone along way to sustaining Whitlam's welfare state.

As I have said before the Left shot themselves in the foot big time there. It's the downtrodden that benefit the most from taxation including regressive taxation

Kat wrote on Dec 31^st, 2014 at 9:15am:

the GST, which I've always opposed.

Due to ideology and misconception.

Kat wrote on Dec 31^st, 2014 at 9:15am:

This Work-Choices rubbish isn't reform, it's regression and oppression.

Due to ideology and misconception.

Kat wrote on Dec 31^st, 2014 at 9:15am:

Killing-off revenue streams from the carbon LEVY and MRRT are solely the fault of the Lib/Gnats

Now that is B/S. The revenue streams are from company income taxes and the income taxes and GST paid by the employees and associated businesses.

Mining taxes scared away investment as did the carbon tax.

Less investment -> less production -> less profits -> less jobs -> less income taxes - Increased welfare costs -> less revenues

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Dec 31^st, 2014 at 11:16am

By 2050 65 will no longer be the retirement age.

There are things that can be done, once the shambles is gone;

e.g. make it easier to do part time work on the pension. ATM you can’t earn much before the double whammy of losing part of your pension and paying tax on what you earn (at the same time as someone else on $180,000 from super pays no tax.)

e.g. roll out FTTH, upgrade interstate rail, boost education to make the workforce more productive

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 11:29am

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

No money from the GST is targeted for pensions or ever was.

Leverage. Revenue collected from GST is a saving of income tax revenues that can be redistributed elsewhere (such as pensions) that would otherwise have gone to whatever the GST revenue is paying for.

Just like a co-payment or a toll frees up income tax revenues to be used elsewhere.

That freed up tax revenue can be targetted at social security.

That is why a GST benefits people on welfare despite it being regressive.

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

Labour cost should not double just because it is Sunday or a Public Holiday unless their is a corresponding increase in net profits.

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

The facts show that growth and jobs thrived until the GFC and that these taxes had no impact on either growth or employment.

WTH would you introduce a punitive tax on business anyway in the midst of a GFC?

The reduced economic activity alone had the greatest impact on reducing CO2 emissions.

All these taxes did was retard enterprise at at time when the Govt should have been doing the opposite :-?

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 31^st, 2014 at 1:39pm

Swagman wrote on Dec 31^st, 2014 at 11:29am:

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

No money from the GST is targeted for pensions or ever was.

Leverage. Revenue collected from GST is a saving of income tax revenues that can be redistributed elsewhere (such as pensions) that would otherwise have gone to whatever the GST revenue is paying for.

Allocated accounts mandated right now....

Just like a co-payment or a toll frees up income tax revenues to be used elsewhere.

..just any anywhere and everywhere....

That freed up tax revenue can be targetted at social security.

.. but is unlikely to do so....

That is why a GST benefits people on welfare despite it being regressive.

.. by sucking back their pittance as fast as they get it....

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

Labour cost should not double just because it is Sunday or a Public Holiday unless their is a corresponding increase in net profits.

.. profits are spread over opening hours of business.. day of week has nothing to do with it...wage rates and conditions are a separate issue not covered in the profitability of a business.... a business that cannot allow for these is not viable to begin with....

Dnarever wrote on Dec 31^st, 2014 at 10:42am:

The facts show that growth and jobs thrived until the GFC and that these taxes had no impact on either growth or employment.

WTH would you introduce a punitive tax on business anyway in the midst of a GFC?

.. it is not a 'punitive' tax.. it is a tax that renders a revenue strand from money not currently covered, and which attracts far too much tax offsets already.,...

The reduced economic activity alone had the greatest impact on reducing CO2 emissions.

.. what about now and the future... did China reduce its emissions?.....

All these taxes did was retard enterprise at at time when the Govt should have been doing the opposite :-?

.. business as already retarded due to mismanagement an inability to cope with changing world factors...... as a matter of policy so as to expect government bailouts.... reliance on Banana Republicanism is not working, pure and simple.....

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 2:55pm

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 31^st, 2014 at 3:00pm

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

Dump the GST and retain benefits at their current rate, and let the market stabilise after dumping this negative tax that has done nothing but give to the governments far too much cash to splash around and waste.

BILLIONS have passed through their hands from GST.. and all we have to show for it is economic AND social disaster and growing poverty, disadvantage, lack of opportunity for many, and a disintegrated society.

Tax revenue of all kinds needs to be quarantined from 'consolidated revenue' and disbursed to the ends for which it was raised....

(the above general policy statement brought to you by The Grappler United Leaners Party -the GULP - written and spoken online by The Grappler himself....

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Dec 31^st, 2014 at 3:10pm

Oh - another old guy still working at the club said last night:-

"Thank God there's a public holiday once a week right now - saves me going to the Smith Family"....

part-time.. part-time....

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Dec 31^st, 2014 at 8:48pm

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

You just gave the states 5% more and put Australia further into debt.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 9:59pm

Dnarever wrote on Dec 31^st, 2014 at 8:48pm:

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

You just gave the states 5% more and put Australia further into debt.

The States are Australia, otherwise we wouldn't need the unrepresentative Senate would we..

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 10:02pm

Swagman wrote on Dec 31^st, 2014 at 9:59pm:

Dnarever wrote on Dec 31^st, 2014 at 8:48pm:

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

You just gave the states 5% more and put Australia further into debt.

The States are Australia, otherwise we wouldn't need the unrepresentative Senate would we..

All GST goes to the states. The Federal Govt pays benefits. Are you suggesting trickle down federal funding?

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 10:16pm

The State's need to pay off their own bouts of Labor extravagances too...

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 10:23pm

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

You mean how Barnett has been in for 5 years and has ruined the state? I think both sides have some mud. The point remains, what is trickling where.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 10:26pm

Setanta wrote on Dec 31^st, 2014 at 10:23pm:

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

You mean how Barnett has been in for 5 years and has ruined the state? I think both sides have some mud. The point remains, what is trickling where.

The downtrodden benefit from taxation. Trickle down, income redistribution, call it what you want it's the same thing.

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 10:28pm

Swagman wrote on Dec 31^st, 2014 at 10:26pm:

Setanta wrote on Dec 31^st, 2014 at 10:23pm:

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

You mean how Barnett has been in for 5 years and has ruined the state? I think both sides have some mud. The point remains, what is trickling where.

The downtrodden benefit from taxation. Trickle down, income redistribution, call it what you want it's the same thing.

The wealthy benefit from a civil society. Trade in kind.

edit: If trickle down, the most preposterous of claims, is redistribution, where should the wealth remain? Redistribution is bad, yes? So anything that trickles down is bad, it doesn't but let's pretend for now. The alternative is everything stays at the top is your answer. Life is a game of monopoly and there can be only one.

Money is blood, it needs to flow, allowing those that need it and will spend it, to have more will produce demand. Where is the demand in "supply and demand" if no-one has money? What happens to supply? Save it for a rainy day?

A healthy middle and lower class help the economy more than a few leeches, they are what create wealth.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 31^st, 2014 at 10:37pm

Swagman wrote on Dec 31^st, 2014 at 9:59pm:

Dnarever wrote on Dec 31^st, 2014 at 8:48pm:

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

You just gave the states 5% more and put Australia further into debt.

The States are Australia, otherwise we wouldn't need the unrepresentative Senate would we..

What unrepresentative Senate, Swag?

I find this one represents me just fine, and is doing exactly what I (and others) elected it to do.

The problem does not lie with the Senate, but with the Rightist ideology, which the Senate is, quite correctly, curbing.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 31^st, 2014 at 10:39pm

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

Not true.

NSW Labor left the books in good order, despite the usual Lib claims to the contrary.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Dec 31^st, 2014 at 10:41pm

Swagman wrote on Dec 31^st, 2014 at 10:26pm:

Setanta wrote on Dec 31^st, 2014 at 10:23pm:

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

You mean how Barnett has been in for 5 years and has ruined the state? I think both sides have some mud. The point remains, what is trickling where.

The downtrodden benefit from taxation. Trickle down, income redistribution, call it what you want it's the same thing.

Tommy-rot!

The 'trickle-down effect' stops at the middle-class, at best.

Those below get nothing.

That's been proven time and time again.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 10:44pm

Kat wrote on Dec 31^st, 2014 at 10:41pm:

Tommy-rot!The 'trickle-down effect' stops at the middle-class, at best.Those below get nothing. That's been proven time and time again.

Really?

If there is no such thing as trickle down why do we have progressive taxation? :-?

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 10:46pm

Kat wrote on Dec 31^st, 2014 at 10:41pm:

Swagman wrote on Dec 31^st, 2014 at 10:26pm:

Setanta wrote on Dec 31^st, 2014 at 10:23pm:

Swagman wrote on Dec 31^st, 2014 at 10:16pm:

The State's need to pay off their own bouts of Labor extravagances too...

You mean how Barnett has been in for 5 years and has ruined the state? I think both sides have some mud. The point remains, what is trickling where.

The downtrodden benefit from taxation. Trickle down, income redistribution, call it what you want it's the same thing.

Tommy-rot!

The 'trickle-down effect' stops at the middle-class, at best.

Those below get nothing.

That's been proven time and time again.

Capitalism, in it's greed, is killing it's host. It seems a very human thing to do, the Earth, or the habitability of Earth, is another example.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 11:02pm

Setanta wrote on Dec 31^st, 2014 at 10:46pm:

Capitalism, in it's greed, is killing it's host. It seems a very human thing to do, the Earth, or the habitability of Earth, is another example

Capitalism epitomises nature and evolution. Those that adapt best, survive. Mother Nature is a capitalist. :D

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 11:17pm

Swagman wrote on Dec 31^st, 2014 at 11:02pm:

Setanta wrote on Dec 31^st, 2014 at 10:46pm:

Capitalism, in it's greed, is killing it's host. It seems a very human thing to do, the Earth, or the habitability of Earth, is another example

Capitalism epitomises nature and evolution. Those that adapt best, survive. Mother Nature is a capitalist. :D

No one of us will survive if we don't, like we have for millions of generations, stand by each other as a unit. We will live together or die together.

Edit: I have to question this "Capitalism epitomises nature and evolution" because nature shows us that the higher beings rise on the tree the more social they become. Socialism is the driving force of nature in that case and evolution just a means. Nests if bees, packs of wolves, prides of lions, ants, were do we stop? Where does that leave you? Successful species co-operate and are social for each others benefit.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Dec 31^st, 2014 at 11:32pm

Funny how you socialists prefer living off the fruits of capitalism to sharing the boiled cabbage with the comrades...and then spend your ample leisure time denigrating it on the capitalist inspired internet... ;D

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Dec 31^st, 2014 at 11:42pm

Swagman wrote on Dec 31^st, 2014 at 11:32pm:

You can not see where this ideology ends? One day, I hope you don't need help.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 12:08am

Setanta wrote on Dec 31^st, 2014 at 11:42pm:

Swagman wrote on Dec 31^st, 2014 at 11:32pm:

You can not see where this ideology ends? One day, I hope you don't need help.

And you are blind to what it provides. The helpers could not help you or I or anyone without it. :-?

Title: Re: Waiting Longer For The Aged Pension
Post by Andrei.Hicks on Jan 1^st, 2015 at 11:49am

Hard times???

Look at my inlaws in North Queensland.

Cash stashed all over the house!! Even my wife's lacrosse trophy she won as an 11 year old had a couple of grand hidden inside.

Theyve taken to calling their laundry cupboard "the bank" lol

I wouldnt buy some of the sob stories you hear of hardship. Things aint always what they seem!!

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 12:00pm

The Abbott government is to further increase the qualifying age for the age pension to 70 by July 1, 2035. The increase will be phased-in. Expecting people to work until they are 70 years old, is a ridiculous idea. Hopefully the good people in the senate, will stop this crazy idea. :(

Title: Re: Waiting Longer For The Aged Pension
Post by aussie100percent on Jan 1^st, 2015 at 12:09pm

wrote on Jan 1^st, 2015 at 12:00pm:

2035 ;D ;D ;D ;D ;D ;D ;D ;D ;D

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 12:11pm

Yes 2035, so still doesnt make it right. :(

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 12:17pm

Here is something else to think about. How about leaving the aged pension at 65. Oh no, cant do that. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 12:35pm

wrote on Jan 1^st, 2015 at 12:00pm:

This why Crook, easily explained in pictures for you and your comrades. :D

BTW a little exercise for you.....do the maths (use a calculator if need be) and tell us what year it will be in 20 years.........?

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 1^st, 2015 at 12:39pm

Andrei.Hicks wrote on Jan 1^st, 2015 at 11:49am:

these are the same people that are crying out for their govt. rebates and subsidies right?

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 12:47pm

I don't need a calculator to work it out. Once again though, that still doesn't make it right. Here is something to think about. Like the GP Co - payment, you think so much of. It starts at $7 then what. Does it go to $17?. Then further down the track $27. Is that how it goes?. Now back to the pension age. It goes to 70 in 2035. Bring in in, then what happens. Does someone somewhere along the line, change it to 2030?. Then again, how about 2025?. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 1:29pm

wrote on Jan 1^st, 2015 at 12:47pm:

Yes that is exactly what has to happen Crook. Costs are compounding whilst revenues are declining. You want increased wages, penalty rates, increased benefits every year and no way to pay or don't want to pay.

wrote on Jan 1^st, 2015 at 12:47pm:

Now back to the pension age. It goes to 70 in 2035. Bring in in, then what happens. Does someone somewhere along the line, change it to 2030?. Then again, how about 2025

The qualification age will either go up or the pension amount will drop or disappear altogether.

Lefties anti business and big welfare policies will send the place broke.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 1:36pm

And there are some that wonder why people join unions. Go Figure. :(

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 1^st, 2015 at 1:48pm

Swagman wrote on Jan 1^st, 2015 at 1:29pm:

wrote on Jan 1^st, 2015 at 12:47pm:

Now back to the pension age. It goes to 70 in 2035. Bring in in, then what happens. Does someone somewhere along the line, change it to 2030?. Then again, how about 2025

The qualification age will either go up or the pension amount will drop or disappear altogether.

Lefties anti business and big welfare policies will send the place broke.

Or we cut out the real BIG welfare: super rorts only the super rich can use, negative gearing, Apple, Google etc not paying company tax here, asset millionaires on the Old Age Pension and the like. That is where the BIG money us wasted.

I guess Swag is one of those who need to look down on others that are doing it tough.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 2:03pm

St George of the Garden wrote on Jan 1^st, 2015 at 1:48pm:

No argument, need to do that too.

St George of the Garden wrote on Jan 1^st, 2015 at 1:48pm:

I guess Swag is one of those who need to look down on others that are doing it tough

You guess wrong.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 1^st, 2015 at 2:16pm

wrote on Jan 1^st, 2015 at 12:00pm:

Makes FAR more sense to let those who wish to retire at 60 or 65 do so, and by
doing so free up jobs for the young waiting to get a foot in the workforce door.

Anything else is bloody-minded ideological stupidity.

Of course, we COULD get some job-creating infrastructure spending going.

But, wait! That'd be 'waste' wouldn't it?

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 2:20pm

Kat wrote on Jan 1^st, 2015 at 2:16pm:

wrote on Jan 1^st, 2015 at 12:00pm:

You can retire when you want to Kat.

Nothing stopping them doing what you suggest. They just can't get the old age pension.

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 1^st, 2015 at 4:05pm

Kat wrote on Jan 1^st, 2015 at 2:16pm:

wrote on Jan 1^st, 2015 at 12:00pm:

Yeah, hey radical idea, we could run out FTTH almost everywhere, really wire the nation and create jobs, boost exports and GDP. Oh, Rupert don’t like that so can’t do it. TRAITORS!

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 1^st, 2015 at 4:05pm

Swagman wrote on Jan 1^st, 2015 at 2:03pm:

St George of the Garden wrote on Jan 1^st, 2015 at 1:48pm:

No argument, need to do that too.

St George of the Garden wrote on Jan 1^st, 2015 at 1:48pm:

I guess Swag is one of those who need to look down on others that are doing it tough

You guess wrong.

Guess wrong? I am not so sure.

Title: Re: Waiting Longer For The Aged Pension
Post by Neferti on Jan 1^st, 2015 at 4:59pm

Stop whining. Not so long ago women could get the Age Pension at 60 and men had to wait until they were 65.

Since 1992 it has been COMPULSORY for workers to have superannuation. So those who began work around that time should have their own back-up for retirement from about 2045. Will you be alive then?

Old Age surely doesn't mean it is your right to get a Government payout. Regardless.

Both sides of Government have realised this, thus the changes.

It is up to YOU to figure out what you do when you are 65+ ... IF you live that long .... and are close enough to retirement age .......... expecting a Government Age Pension because you are ELDERLY isn't one of them.

Your kids and grandkids will never get a Pension. They will fund their own retirement.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 1^st, 2015 at 5:25pm

Swagman wrote on Jan 1^st, 2015 at 2:20pm:

Kat wrote on Jan 1^st, 2015 at 2:16pm:

wrote on Jan 1^st, 2015 at 12:00pm:

You can retire when you want to Kat.

Nothing stopping them doing what you suggest. They just can't get the old age pension.

It's not about me...

Title: Re: Waiting Longer For The Aged Pension
Post by Andrei.Hicks on Jan 1^st, 2015 at 6:17pm

John Smith wrote on Jan 1^st, 2015 at 12:39pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 11:49am:

these are the same people that are crying out for their govt. rebates and subsidies right?

After paying taxes for 45 years right...

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 6:41pm

Slogging on until you're 70?    :(

Date
April 20, 2014

Crook knees: Labourer Paul Midson reckons he will be lucky to work beyond 60.

Signs are we all may have to work longer: The Abbott government looks as though it's moving to tighten access to the age pension and increase the pension qualifying age to 70 when it delivers the budget on May 13.

Treasurer Joe Hockey has been giving speeches about the need for people to work for longer as the population ages.

The age pension age is already increasing to 67 by 2023, from 65 now for men and a little earlier for women born before 1949. Anyone born from January 1957 has a qualifying age of 67.    :(

An increase to age 70 would also be phased in, to a date beyond 2023.

But the problem with a higher pension age is that many workers with physically demanding jobs will not be working to 70.

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    :-?

With a higher pension age, more workers who are not medically fit to work will have to rely on the disability support pension until qualifying for the age pension. But those who lose their jobs and are still fit enough to work will have to fall back on the dole. And the Newstart allowance - unemployment benefits - pays much less than the disability support pension and the single age pension.

Dave Noonan, construction and general national secretary of the construction and mining union, the CFMEU, says few construction workers are going to be able to work until 70. ''There may be a handful, but what we find is even if they are ready and willing to do so, construction workers past 50 find it much harder to gain and retain employment.''

Research by the Australian Centre for Financial Studies, commissioned by the Australian Institute of Superannuation Trustees, shows those working in community and personal services, in clerical and administrative roles, sales workers and labourers are up to 50 per cent more likely to retire before the age of 60 than professional workers.

Michael Rice, an actuary and chief executive of superannuation research firm Rice Warner, supports raising the pension age to 70 but reckons the age pension also needs to be better targeted to make the system fairer.

He points out that a partial age pension is payable for home-owning couples with incomes close to $65,000 a year who have more than $1 million in savings. Even if retirees qualify for a few dollars of the age pension each fortnight, they receive all of the pensioner discounts. These range from discounts on utilities bills and telephone rates to cheaper pharmaceuticals, and are likely to be worth thousands of dollars a year to most retiree couples.

The family home is exempt from the age pension assets test. Rice says the government should consider limiting the exemption on the family home. ''The exemption from means testing discourages many retirees from downsizing their home to release capital,'' he says.

The exemption could be limited to the first $1 million of the value of the family home, Rice suggests. A 65-year-old retiree couple could be living in a $3 million house and collect the full age pension. Assuming their life expectancy at age 65, the couple would receive about $700,000 in age pension. When they die, the house would pass to the children tax-free and the government would not receive any of the $700,000 back, he says.

Read more: http://www.theage.com.au/money/saving/slogging-on-until-youre-70-20140419-36xox.html#ixzz3NYafzG5X

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 1^st, 2015 at 8:13pm

Andrei.Hicks wrote on Jan 1^st, 2015 at 6:17pm:

John Smith wrote on Jan 1^st, 2015 at 12:39pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 11:49am:

these are the same people that are crying out for their govt. rebates and subsidies right?

After paying taxes for 45 years right...

obviously not as much as they should have ....

Title: Re: Waiting Longer For The Aged Pension
Post by Andrei.Hicks on Jan 1^st, 2015 at 8:27pm

John Smith wrote on Jan 1^st, 2015 at 8:13pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 6:17pm:

John Smith wrote on Jan 1^st, 2015 at 12:39pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 11:49am:

these are the same people that are crying out for their govt. rebates and subsidies right?

After paying taxes for 45 years right...

obviously not as much as they should have ....

As a PAYE on Queensland Rail?
Pretty sure he would have John.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 1^st, 2015 at 8:39pm

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 1^st, 2015 at 8:43pm

Andrei.Hicks wrote on Jan 1^st, 2015 at 8:27pm:

John Smith wrote on Jan 1^st, 2015 at 8:13pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 6:17pm:

John Smith wrote on Jan 1^st, 2015 at 12:39pm:

Andrei.Hicks wrote on Jan 1^st, 2015 at 11:49am:

these are the same people that are crying out for their govt. rebates and subsidies right?

After paying taxes for 45 years right...

obviously not as much as they should have ....

As a PAYE on Queensland Rail?
Pretty sure he would have John.

not if their money is in cash hidden throughout the house they haven't ...

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 1^st, 2015 at 8:49pm

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 1^st, 2015 at 8:52pm

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer. :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement. :(

He is relying on the age pension and is opposed to the pension age rising further.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 1^st, 2015 at 8:55pm

Kat wrote on Jan 1^st, 2015 at 8:49pm:

my knees are shot

So who shot you in the knees...? :D

Title: Re: Waiting Longer For The Aged Pension
Post by Andrei.Hicks on Jan 1^st, 2015 at 9:27pm

Kat wrote on Jan 1^st, 2015 at 8:49pm:

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

You old b'stard Kat...

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 1^st, 2015 at 9:38pm

Kat wrote on Jan 1^st, 2015 at 8:49pm:

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

You poor bugger - Tony will work you to the grave.

Title: Re: Waiting Longer For The Aged Pension
Post by Andrei.Hicks on Jan 1^st, 2015 at 9:45pm

Bobby. wrote on Jan 1^st, 2015 at 9:38pm:

Kat wrote on Jan 1^st, 2015 at 8:49pm:

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

You poor bugger - Tony will work you to the grave.

The grave at 57?
Where do you live Bob 17th century London?

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 1^st, 2015 at 10:03pm

Kat wrote on Dec 30^th, 2014 at 9:47am:

And while the elderly are forced to keep working/looking for work, the youth unemployment rate skyrockets off the scale.

Sheer stupidity and bloody-minded ideology, nothing more.

What you dont understand, is that 40 was once considered being "elderly",

Image if everyone retires at the age of 40.. not only would you only spent a pathetic 20 years in the work force but you would of barely of saved up enough to last the next 50 years.. and trust me, 50 of being retired.. you'll get bored real fast.

As our life expectancy grows its only nature we work longer, though out history we have pushed retirement age back and back again as we live longer and longer.. this is a logical move, that even Labor would be forced to support.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 5:39am

Now here is a good idea that will create jobs. Why don't we put more paramedics on. We can use them to take people over 65, to and back home from work. In Mr Abbott's new idea of work until you drop. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 6:26am

wrote on Jan 2^nd, 2015 at 5:39am:

Now here is a good idea that will create jobs. Why don't we put more paramedics on. We can use them to take people over 65, to and back home from work. In Mr Abbott's new idea of work until you drop.

Good idea in theory but Won't work.

They understand that people over 65 in general will not be working as many can't and the majority of those who can will not be able to find a job.

About the same number of people over 65 will not be working it is just that they will be on unemployment benefits instead of a pension unless there are some real structural changes put in place.

Title: Re: Waiting Longer For The Aged Pension
Post by issuevoter on Jan 2^nd, 2015 at 6:26am

Hockey says Boomers are living too long. Dead right. And I'll dance on his grave even if I have to use a walking frame.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 6:32am

Well said Dnarever. Also even if people over 65 want to work, how many employers would want them anyway?. As I said before, what a ridiculous idea,expecting people to work until they are 70 years old. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 6:34am

Pantheon wrote on Jan 1^st, 2015 at 10:03pm:

though out history we have pushed retirement age back and back again as we live longer and longer.. this is a logical move, that even Labor would be forced to support.

The retirement pension age of 65 was put in place in 1910 and had never changed till now.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 7:00am

Andrei.Hicks wrote on Jan 1^st, 2015 at 9:45pm:

Bobby. wrote on Jan 1^st, 2015 at 9:38pm:

Kat wrote on Jan 1^st, 2015 at 8:49pm:

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

You poor bugger - Tony will work you to the grave.

The grave at 57?
Where do you live Bob 17th century London?

No Andrei - the grave while he's still working at 60 or 70.

Work till you drop.

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Jan 2^nd, 2015 at 7:14am

Pantheon wrote on Jan 1^st, 2015 at 10:03pm:

Kat wrote on Dec 30^th, 2014 at 9:47am:

And while the elderly are forced to keep working/looking for work, the youth unemployment rate skyrockets off the scale.

Sheer stupidity and bloody-minded ideology, nothing more.

What you dont understand, is that 40 was once considered being "elderly",

Image if everyone retires at the age of 40.. not only would you only spent a pathetic 20 years in the work force but you would of barely of saved up enough to last the next 50 years.. and trust me, 50 of being retired.. you'll get bored real fast.

As our life expectancy grows its only nature we work longer, though out history we have pushed retirement age back and back again as we live longer and longer.. this is a logical move, that even Labor would be forced to support.

Why should we trust you on that? You are all of 21 or 22, how would you have any idea?

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 7:18am

wrote on Jan 2^nd, 2015 at 6:32am:

You can retire when you want Crook. Nobody is forcing anyone to work until 70.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 7:19am

Well then leave the pension age alone. >:(

Title: Re: Waiting Longer For The Aged Pension
Post by crocodile on Jan 2^nd, 2015 at 7:25am

Kat wrote on Jan 1^st, 2015 at 8:49pm:

Bobby. wrote on Jan 1^st, 2015 at 8:39pm:

Sir Crook,

Quote:

Slogging on until you're 70?

I'll be lucky to work till 60.

e.g.

50% of people over 50 have something wrong with their back.

My back is fine, but my knees are shot. I'm 57. >:( >:(

You'll just have to learn to pray from a standing position. No more begging for forgiveness.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 2^nd, 2015 at 7:32am

Pantheon wrote on Jan 1^st, 2015 at 10:03pm:

Kat wrote on Dec 30^th, 2014 at 9:47am:

And while the elderly are forced to keep working/looking for work, the youth unemployment rate skyrockets off the scale.

Sheer stupidity and bloody-minded ideology, nothing more.

No, I understand perfectly. Some think they should have the right to force others to
work till they drop.

The oldies are being forced to work longer, and as a result the young are locked-out
of the labour market altogether.

It is NOT 'natural that we work longer'. In fact, it's not natural that we 'work' at all.

Structured work is an artificial societal construct, not a natural one.

The ONLY justification for keeping anyone working past the age of 60 in this country
today is GREED.

Let them retire when THEY wish, and employ more young people. If you did that you
may even HAVE enough to pay people their pensions. Actually, there is plenty already
for pensions (AND the dole), but you cons want it all for yourselves. Hence the LIE
that pensions are 'unsustainable'. They're not.

IF, and only we had full employment and we were crying-out for workers, AND IF the
number of workers needed was rising instead of falling, I'd maybe consider the idea.

But we do not, and we probably never will again.

And it's far better to have the oldies on pensions, having 'done their bit' than an army
of young, fit, ANGRY unemployed youth who've been denied even a chance.

Raising the pension age and restricting access to it, is plain bloody stupid, and totally
counter-productive. As is punishing those who cannot get jobs. But it's got nothing to
do with reality or need, it's just that filthy, sick neo-con ideology yet again.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 7:53am

Dnarever wrote on Jan 2^nd, 2015 at 6:34am:

Pantheon wrote on Jan 1^st, 2015 at 10:03pm:

though out history we have pushed retirement age back and back again as we live longer and longer.. this is a logical move, that even Labor would be forced to support.

The retirement pension age of 65 was put in place in 1910 and had never changed till now.

Incorrect. The Rudd Govt raised it to 67 from 2023 in 2009

Funny how the question of affordability was an issue for Labor back in 2009 but not now?

http://ministers.treasury.gov.au/DisplayDocs.aspx?doc=pressreleases/2009/056.htm&pageID=003&min=wms&Year=&DocType=0

Quote:

As part of the Government’s Secure and Sustainable Pension Reform, in 2017 the qualifying age for the Age Pension will gradually increase from 65 to 67 by 2023.

As Australians are healthier and living longer, the qualifying age for Age Pension for men and women will be increased by six months every two years, commencing from 1 July 2017 and reaching 67 on 1 July 2023.

The reforms are necessary to prepare Australia for the challenges of the future.

These changes will not affect current age pensioners.

Only new entrants to the pension system from 1 July 2017 will be affected.

The qualifying age for the Veterans’ Service Pension will remain at 60.

Increasing the age pension age is a responsible reform to meet the challenge of an ageing population and the economic impact it will have for all Australians.

The pension age was set at 65 in 1909. One hundred years later Australia has changed.

When the Age Pension was introduced one hundred years ago, a man retiring at age 65 would have expected to spend an average of 11 years in retirement.

By 2017 it is projected that the average number of years in retirement for a 65 year old man will have increased to 19.5 years. A woman of the same age could expect to spend 23.5 years in retirement by 2017.

Australia must move towards a higher pension age over the next decade.

Did you have a whinge back then Crook? ;)

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 8:04am

I am not happy about the pension age going to 67. Leave it at 65. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 8:14am

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

....and to blazes with the reasoning behind it?

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 8:16am

What Reasoning?. Also please don't show us that stupid drawing again. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 2^nd, 2015 at 9:14am

Swagman wrote on Jan 2^nd, 2015 at 8:14am:

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

....and to blazes with the reasoning behind it?

There is no valid reasoning behind it.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 9:15am

wrote on Jan 2^nd, 2015 at 8:16am:

What Reasoning?. Also please don't show us that stupid drawing again. :(

Now Crook, are you knocking my informative pics? I thought they would be easier for you to understand. A picture is worth a thousand words don't they say? :)

But you can always read Mr Wayne Swan's press release from 2009 for the reasoning Mr Crook.

Here it is linked again for you

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 9:17am

Kat wrote on Jan 2^nd, 2015 at 9:14am:

Swagman wrote on Jan 2^nd, 2015 at 8:14am:

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

....and to blazes with the reasoning behind it?

There is no valid reasoning behind it.

That is exactly why you Socialists should NEVER ever be allowed anywhere near the Treasury..... :D ;D

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 9:23am

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

LSL is a statutory entitlement they are not allowed to simply ignore. and secondly, it is 2035 when this happens, not tomorrow.

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 9:25am

Bam wrote on Dec 30^th, 2014 at 7:44pm:

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

Which is why we need full employment and a jobs guarantee.

you cannot legislate either. you cannot MAKE jobs happen. the irony is that the alt time we had full employment was under WorkCHoices.

perhaps that wasn't entirely an accident?

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 10:05am

Kat wrote on Dec 31^st, 2014 at 10:37pm:

Swagman wrote on Dec 31^st, 2014 at 9:59pm:

Dnarever wrote on Dec 31^st, 2014 at 8:48pm:

Swagman wrote on Dec 31^st, 2014 at 2:55pm:

Grappler Deep State Feller wrote on Dec 31^st, 2014 at 1:39pm:

.. by sucking back their pittance as fast as they get it....

Increase the GST 5% and increase all benefits by 5% - simple

You just gave the states 5% more and put Australia further into debt.

The States are Australia, otherwise we wouldn't need the unrepresentative Senate would we..

but I bet you didn't say that bout the 2004 senate where Howard had a majority. you have such hypocrisy.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 11:26am

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

Title: Re: Waiting Longer For The Aged Pension
Post by Sir lastnail on Jan 2^nd, 2015 at 11:36am

longweekend58 wrote on Jan 2^nd, 2015 at 9:25am:

Bam wrote on Dec 30^th, 2014 at 7:44pm:

Dnarever wrote on Dec 30^th, 2014 at 6:29am:

Which is why we need full employment and a jobs guarantee.

you cannot legislate either. you cannot MAKE jobs happen. the irony is that the alt time we had full employment was under WorkCHoices.

perhaps that wasn't entirely an accident?

Yes they can. They can easily get rid of the negative gearing tax racket on property and encourage the light shoe brigade to start investing in productive assets and businesses that create real jobs instead of dollying up and flipping old dumps that were built way back in the 40's. This house hoarding mentality in this country is great for banks but is fast turning Australia into another Greece. And yet Tony Abort and his mates are totally silent on this front :(

There are lots of things they can do to create an environment for creating REAL jobs but they don't want to !!

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 11:39am

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 11:47am

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir lastnail on Jan 2^nd, 2015 at 11:49am

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

And yet phony Tony won't mention one thing about all of the corporate welfare handed out to the house hoarders over the last 3 decades !!

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 11:53am

Sir lastnail wrote on Jan 2^nd, 2015 at 11:49am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

And yet phony Tony won't mention one thing about all of the corporate welfare handed out to the house hoarders over the last 3 decades !!

hear hear sir Nail,

it's all about the rich people now.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 11:54am

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

That is no gravy train

Yeah it serves schooies of New and games of pool, not 'gravy' :D

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 11:54am

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

Nope, raise it in accordance with life span. No country can afford to pay pensions for 30-40 years. Age pension was only ever intended to support people in the last 10 or so years of their lives.

Raise the MANDATORY retirement age too, stop forcing people to retire while they might still want to work (and are capable of working)

Title: Re: Waiting Longer For The Aged Pension
Post by Sir lastnail on Jan 2^nd, 2015 at 11:56am

Bobby. wrote on Jan 2^nd, 2015 at 11:53am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:49am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

And yet phony Tony won't mention one thing about all of the corporate welfare handed out to the house hoarders over the last 3 decades !!

hear hear sir Nail,

it's all about the rich people now.

We are now witnessing what happens when you don't properly invest for the future and put all of your eggs into the one mining basket. Now I'd like to see how all of this housing investment sh.t will carry the economy into the future :D LOL

Title: Re: Waiting Longer For The Aged Pension
Post by Sir lastnail on Jan 2^nd, 2015 at 11:59am

gizmo_2655 wrote on Jan 2^nd, 2015 at 11:54am:

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

That age should apply to pollies as well. None of this retire early to spend more time with the family and then get a stint at Macquarie bank whilst receiving a generous salary from the tax payer :(

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 12:03pm

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Work till you drop

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 12:08pm

Sir lastnail wrote on Jan 2^nd, 2015 at 11:59am:

gizmo_2655 wrote on Jan 2^nd, 2015 at 11:54am:

wrote on Jan 2^nd, 2015 at 8:04am:

I am not happy about the pension age going to 67. Leave it at 65. :(

That age should apply to pollies as well. None of this retire early to spend more time with the family and then get a stint at Macquarie bank whilst receiving a generous salary from the tax payer :(

That's a different thing though nails. There is a HUGE difference between retiring early on your super, or on your savings, and being FORCED to retire before you want to.

After all, Howard was 68 when he quit Parliament, but he still hasn't retired, and he's 76 this year.

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 12:11pm

Bobby. wrote on Jan 2^nd, 2015 at 12:03pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Work till you drop

And if THAT is what you want to do, why shouldn't you be allowed to. My father did it.
He had to retire at 65 from his job, so he got bored and went out and got a part time job and died (at age 73) while still doing it.

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 2^nd, 2015 at 12:15pm

Compulsory super has to be beefed up, especially for low income workers. This can be easily funded by ripping into the outrageous rorts the super rich use.

Then we need the real NBN rollout resumed. Immigration and 457 visas can do with a huge overhaul too, NewStart boosted significantly and bulldust work for the dole crap scrapped.

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 12:25pm

St George of the Garden wrote on Jan 2^nd, 2015 at 12:15pm:

Well yes to the 457 visas, Newstart and the work for the dole thing, although WoD should be voluntary since it might work as a way to find work in some cases.

Increasing the compulsory super contributions is all that is really needed, after all, co-contributions exist for a reason.
The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

And Immigration still needs the current background checks that the Pacific Solution mk2 uses.

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 2^nd, 2015 at 12:50pm

Quote:

The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

That IS the NBN!

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 12:54pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:11pm:

Bobby. wrote on Jan 2^nd, 2015 at 12:03pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Work till you drop

And if THAT is what you want to do, why shouldn't you be allowed to.

That is the current position in theory, the difference with this legislation is that it becomes mandatory for the majority of people.

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 12:57pm

St George of the Garden wrote on Jan 2^nd, 2015 at 12:50pm:

Quote:

The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

That IS the NBN!

Umm no it actually isn't...the NBN is an entirely separate 'cable' internet system. IF the NBN was the same, it would incorporate landline telephones, which it actually doesn't.

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 12:59pm

Dnarever wrote on Jan 2^nd, 2015 at 12:54pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:11pm:

Bobby. wrote on Jan 2^nd, 2015 at 12:03pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Work till you drop

All the legislation has really done is raise the age at which you can get the aged pension. It has NOTHING whatsoever to do with retirement age.

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 2^nd, 2015 at 1:00pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:11pm:

And if THAT is what you want to do, why shouldn't you be allowed to. My father did it.

so why change the rules? if people wanted to work longer, they already could. Making it compulsory is ridiculous, especially since the decision is usually made by people who have never done a days manual labour in their life.

Title: Re: Waiting Longer For The Aged Pension
Post by Bam on Jan 2^nd, 2015 at 1:05pm

wrote on Jan 1^st, 2015 at 12:17pm:

Here is something else to think about. How about leaving the aged pension at 65. Oh no, cant do that. :(

I don't see what's so special about a fixed retirement age, no matter what it is.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 1:08pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:59pm:

All the legislation has really done is raise the age at which you can get the aged pension. It has NOTHING whatsoever to do with retirement age.

A very substantial number of people in the affected age groups will not be able to afford retirement before 67 or beyond. For many no pension means no retirement.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 1:11pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:59pm:

All the legislation has really done is raise the age at which you can get the aged pension. It has NOTHING whatsoever to do with retirement age.

Traditionally the aged pension is available at retirement age.

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 1:20pm

Dnarever wrote on Jan 2^nd, 2015 at 1:11pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:59pm:

All the legislation has really done is raise the age at which you can get the aged pension. It has NOTHING whatsoever to do with retirement age.

Traditionally the aged pension is available at retirement age.

No, the aged pension is available 5 or so years AFTER 'mandatory' retirement age. That's the whole point. There really isn't any thing that stops a person from retiring at 40 (25 years before age pension) or even at 30 (35 years before)..it depends on the individuals own finances...

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 1:32pm

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Jan 2^nd, 2015 at 1:35pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:57pm:

St George of the Garden wrote on Jan 2^nd, 2015 at 12:50pm:

Quote:

The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

That IS the NBN!

Umm no it actually isn't...the NBN is an entirely separate 'cable' internet system. IF the NBN was the same, it would incorporate landline telephones, which it actually doesn't.

Yes, it actually would have served landline phones as well and no, it's not a separate network. There would be no copper, all fibre and you could have landline only if that's all you wanted.
http://www.internode.on.net/residential/fibre_to_the_home/nbn_plans/phone_services/fibre_phone_nbn/

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 1:39pm

John Smith wrote on Jan 2^nd, 2015 at 1:00pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:11pm:

And if THAT is what you want to do, why shouldn't you be allowed to. My father did it.

Yes I agree, however, this thread is NOT about mandatory retirement, it's about the age pension...

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 1:42pm

Setanta wrote on Jan 2^nd, 2015 at 1:35pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:57pm:

St George of the Garden wrote on Jan 2^nd, 2015 at 12:50pm:

Quote:

The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

That IS the NBN!

Umm no it actually isn't...the NBN is an entirely separate 'cable' internet system. IF the NBN was the same, it would incorporate landline telephones, which it actually doesn't.

Sorry, but if it works for the current landline phones, why does the NBN require a special and separate node to be mounted on your house???

Title: Re: Waiting Longer For The Aged Pension
Post by Setanta on Jan 2^nd, 2015 at 1:46pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 1:42pm:

Setanta wrote on Jan 2^nd, 2015 at 1:35pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:57pm:

St George of the Garden wrote on Jan 2^nd, 2015 at 12:50pm:

Quote:

The NBN isn't needed, just a scheme to replace the existing phone lines with fibre-optic ones would work just as well.

That IS the NBN!

Umm no it actually isn't...the NBN is an entirely separate 'cable' internet system. IF the NBN was the same, it would incorporate landline telephones, which it actually doesn't.

Sorry, but if it works for the current landline phones, why does the NBN require a special and separate node to be mounted on your house???

Somewhere to terminate the fibre link and bring the wire inside. So what if you need a new phone handset and I bet there would be adapters of some sort if you really wanted to keep your old one.

edit: Check this out Gizmo http://www.nbnco.com.au/connect-home-or-business/information-for-home/fixed-line/device-compatibility.html

Title: Re: Waiting Longer For The Aged Pension
Post by St George of the Puissant HLT on Jan 2^nd, 2015 at 1:48pm

The OF needs to be terminated—more electronics than current phones have.

Plus internet and phone can both be plugged into the NBN. It is the cost of running the OF through the Telstra ducts that takes the time and costs the money.

Title: Re: Waiting Longer For The Aged Pension
Post by bogarde73 on Jan 2^nd, 2015 at 1:48pm

I see someone has started a thread that looks like an invitation to slag off baby boomers.

You can say what you like about baby boomers, or even pre-boomers, but we certainly knew how to organise things for our own benefit, don't you think?

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 1:51pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 1:20pm:

Dnarever wrote on Jan 2^nd, 2015 at 1:11pm:

gizmo_2655 wrote on Jan 2^nd, 2015 at 12:59pm:

All the legislation has really done is raise the age at which you can get the aged pension. It has NOTHING whatsoever to do with retirement age.

Traditionally the aged pension is available at retirement age.

There really isn't any thing that stops a person from retiring at 40

No there isn't it is called early retirement which means to retire before retirement age.

Retirement age in Australia has traditionally been 65 years for men, this is also the traditional age to be paid a pension.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 2^nd, 2015 at 2:37pm

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Pointless trying to explain it to him.

He's thicker than a railway sleeper where welfare is concerned.

Thinks it's all a commie plot.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 2:42pm

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 2:45pm

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

average life expectancy is 83. current pension age is 65 soon to be 67. I don't see a problem here. neither do other people who routinely work to and past 70 because they are fit, healthy and capable of contributing. Perhaps the problem is that none of you people have jobs worthwhile doing.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 2:47pm

Not necessarily, many people that should be on the disability pension, cant get on it. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 2:49pm

longweekend58 wrote on Jan 2^nd, 2015 at 2:45pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

No Longy - I'm going to work till I drop.

I have super but it will run out too soon - the way I spend money.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 2:50pm

wrote on Jan 2^nd, 2015 at 2:47pm:

Not necessarily, many people that should be on the disability pension, cant get on it. :(

Shame on Tony Abbott - shame!

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 2:57pm

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 2:58pm

wrote on Jan 2^nd, 2015 at 2:47pm:

Not necessarily, many people that should be on the disability pension, cant get on it. :(

you could always try getting a job. It will be your first.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 2^nd, 2015 at 3:01pm

Kat wrote on Jan 2^nd, 2015 at 2:37pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Pointless trying to explain it to him.

He's thicker than a railway sleeper where welfare is concerned.

Thinks it's all a commie plot.

I've been on the 'jam roll' Kat. A couple of times actually. Welfare, like anything, has to have a sustainable funding base. I am mearly pointing out that that sustainable base is deteriorating due to our population demographic.

I posted earlier or in another thread that I don't agree the way Abbott and Hockey have gone about it which is basically like a bull at a gate. :(

The basic bottom line is that lots of extra revenue is required as well as trimming the wsste or the fraudsters.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 3:03pm

You are a liar longweekend. I have had lots of different jobs. :P

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 3:04pm

Swagman wrote on Jan 2^nd, 2015 at 3:01pm:

Kat wrote on Jan 2^nd, 2015 at 2:37pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Pointless trying to explain it to him.

He's thicker than a railway sleeper where welfare is concerned.

Thinks it's all a commie plot.

I can guarantee that the lefty-losers will either not remember your highlighted statement or remember nothing else but.

Title: Re: Waiting Longer For The Aged Pension
Post by Redneck on Jan 2^nd, 2015 at 3:08pm

Swagman wrote on Jan 2^nd, 2015 at 3:01pm:

Kat wrote on Jan 2^nd, 2015 at 2:37pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Pointless trying to explain it to him.

He's thicker than a railway sleeper where welfare is concerned.

Thinks it's all a commie plot.

WTF is going on here?

I am more or less agreeing with Swaggie!

;D ;D ;D ;D

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 3:08pm

Swagman wrote on Jan 2^nd, 2015 at 3:01pm:

Kat wrote on Jan 2^nd, 2015 at 2:37pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:47am:

Swagman wrote on Jan 2^nd, 2015 at 11:39am:

Sir lastnail wrote on Jan 2^nd, 2015 at 11:36am:

This house hoarding mentality in this country is fast turning Australia into another Greece

So is the welfare state mentality

You only get $240 a week on the dole &
you've got to apply for 40 non-existent jobs a month &
meet 1001 other conditions.

That is no gravy train.

Pointless trying to explain it to him.

He's thicker than a railway sleeper where welfare is concerned.

Thinks it's all a commie plot.

I've never been on the dole.
I applied for the dole once & never got a cent.

Title: Re: Waiting Longer For The Aged Pension
Post by Redneck on Jan 2^nd, 2015 at 3:08pm

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 3:09pm

wrote on Jan 2^nd, 2015 at 3:03pm:

You are a liar longweekend. I have had lots of different jobs. :P

Yes sir Crook,

I can confirm that sir Crook was a hard working man for most of his life.

Of course Longy will never apologise to you.

forgive him

namaste

Title: Re: Waiting Longer For The Aged Pension
Post by Redneck on Jan 2^nd, 2015 at 3:10pm

Never been on the dole in my life, 70 in a couple of weeks

Still work a day or two a month!

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 2^nd, 2015 at 3:13pm

longweekend58 wrote on Jan 2^nd, 2015 at 2:45pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

neither do other people who routinely work to and past 70 because they are fit, healthy and capable of contributing.

No problem with that and the current position caters for them, the problem is for those who can not work till they are 70, many struggle to get to 65 or are forced out of employment - made redundant in their late 50's or beyond.

Believe it or not there is no employment market for the great majority of people in their 60's + in fact it is close to impossible for many once past the mid 50's.

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 2^nd, 2015 at 3:31pm

longweekend58 wrote on Jan 2^nd, 2015 at 2:57pm:

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

not sure if you've noticed but most people struggle to find ANY job, let alone be selective over what they do

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 3:51pm

Bobby. wrote on Jan 2^nd, 2015 at 3:09pm:

wrote on Jan 2^nd, 2015 at 3:03pm:

You are a liar longweekend. I have had lots of different jobs. :P

Yes sir Crook,

I can confirm that sir Crook was a hard working man for most of his life.

Of course Longy will never apologise to you.

forgive him

namaste

IMFULLOFIT has never worked in his life and admitted as much many times.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 4:00pm

What a load of rubbish, that you post. :(

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 4:01pm

wrote on Jan 2^nd, 2015 at 4:00pm:

What a load of rubbish, that you post. :(

No, the 'load of rubbish' is what YOU post...

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 4:02pm

longweekend58 wrote on Jan 2^nd, 2015 at 3:51pm:

Bobby. wrote on Jan 2^nd, 2015 at 3:09pm:

wrote on Jan 2^nd, 2015 at 3:03pm:

You are a liar longweekend. I have had lots of different jobs. :P

Yes sir Crook,

I can confirm that sir Crook was a hard working man for most of his life.

Of course Longy will never apologise to you.

forgive him

namaste

IMFULLOFIT has never worked in his life and admitted as much many times.

That's a pure lie.

you are forgiven

namaste

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 4:07pm

Gizmo, if you don't like what I post, then don't read it. :D

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 4:12pm

wrote on Jan 2^nd, 2015 at 4:07pm:

Gizmo, if you don't like what I post, then don't read it. :D

Nah, I have much more fun pointing out the absolute stupidity of the stuff you post...

Title: Re: Waiting Longer For The Aged Pension
Post by gizmo_2655 on Jan 2^nd, 2015 at 4:14pm

wrote on Jan 2^nd, 2015 at 4:07pm:

Gizmo, if you don't like what I post, then don't read it. :D

After all, WHY wouldn't I talk out about you talking such total crap???

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 4:15pm

John Smith wrote on Jan 2^nd, 2015 at 3:31pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:57pm:

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

not sure if you've noticed but most people struggle to find ANY job, let alone be selective over what they do

Ive known a lot of people who have lost their jobs and not one struggled to find a new one. capable, motivated people rarely do.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 2^nd, 2015 at 4:16pm

I couldn't care what you do. Read it, don't read it. Or if you really want print it out, and put it in a gold frame. :D

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 4:20pm

gizmo_2655 wrote on Jan 2^nd, 2015 at 4:14pm:

wrote on Jan 2^nd, 2015 at 4:07pm:

Gizmo, if you don't like what I post, then don't read it. :D

After all, WHY wouldn't I talk out about you talking such total crap???

and he does talk crap so often. IN fact, he would almost be the poster boy/girl/it for the Age of Entitlement. After all what does he want to get? EVERYTHING. what does he want to DO for it? NOTHING.

laziest sod on here.

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 2^nd, 2015 at 4:23pm

longweekend58 wrote on Jan 2^nd, 2015 at 4:15pm:

John Smith wrote on Jan 2^nd, 2015 at 3:31pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:57pm:

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

not sure if you've noticed but most people struggle to find ANY job, let alone be selective over what they do

Ive known a lot of people who have lost their jobs and not one struggled to find a new one. capable, motivated people rarely do.

happy for you, the fact remains that there are about half a million more unemployed than there are jobs ... you should leave the ideology behind and step into reality every now and then

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 4:30pm

John Smith wrote on Jan 2^nd, 2015 at 4:23pm:

longweekend58 wrote on Jan 2^nd, 2015 at 4:15pm:

John Smith wrote on Jan 2^nd, 2015 at 3:31pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:57pm:

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

not sure if you've noticed but most people struggle to find ANY job, let alone be selective over what they do

Ive known a lot of people who have lost their jobs and not one struggled to find a new one. capable, motivated people rarely do.

happy for you, the fact remains that there are about half a million more unemployed than there are jobs ... you should leave the ideology behind and step into reality every now and then

I lost my job in 2013 - then got
another one a long time later but what about the
other 40 people who applied for my job?

Where are they now?

Longy has myopic tunnel vision.

he is forgiven

namaste

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 2^nd, 2015 at 4:33pm

Dnarever wrote on Jan 2^nd, 2015 at 3:13pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:45pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

The Govt. is quick to grab taxes while you're working -

but they don't want to know you if you lose your job -

it would mean having to give you some of your taxes back!

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 4:36pm

John Smith wrote on Jan 2^nd, 2015 at 4:23pm:

longweekend58 wrote on Jan 2^nd, 2015 at 4:15pm:

John Smith wrote on Jan 2^nd, 2015 at 3:31pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:57pm:

Swagman wrote on Jan 2^nd, 2015 at 2:42pm:

wrote on Jan 2^nd, 2015 at 1:32pm:

Paul Midson has worked for about 20 years as a builder's labourer. The 48-year-old has ''crook'' knees and shoulders. He has had operations on his knees. He works at least 60 hours a week, often longer.    :(

''I reckon I will be lucky to last [in work] to 60,'' he says. Midson is fortunate. He has been employed by the same construction firm for the past 15 years in an industry where much of the work is casual and short-term. He has some superannuation but far from enough to fund a comfortable retirement.

He is relying on the age pension and is opposed to the pension age rising further.    ;)

If Paul Midson has 'crook' knees and shoulders that prevent him from working then wouldn't he qualify for the Disability Support Pension (DSP). :-?

he has 20 years to change jobs that is less physically demanding - like others do. just because he finished school at 12 is the problem.

not sure if you've noticed but most people struggle to find ANY job, let alone be selective over what they do

Ive known a lot of people who have lost their jobs and not one struggled to find a new one. capable, motivated people rarely do.

happy for you, the fact remains that there are about half a million more unemployed than there are jobs ... you should leave the ideology behind and step into reality every now and then

and yet it remains fundamentally true that a hard-working motivated well-educated person will not struggle to fund a job because they work hard at finding one.

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 2^nd, 2015 at 4:40pm

Bobby. wrote on Jan 2^nd, 2015 at 4:33pm:

Dnarever wrote on Jan 2^nd, 2015 at 3:13pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:45pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

The Govt. is quick to grab taxes while you're working -

but they don't want to know you if you lose your job -

it would mean having to give you some of your taxes back!

what the hell do you think the DOLE IS???????

Title: Re: Waiting Longer For The Aged Pension
Post by Redneck on Jan 2^nd, 2015 at 4:47pm

longweekend58 wrote on Jan 2^nd, 2015 at 4:36pm:

and yet it remains fundamentally true that a hard-working motivated well-educated person will not struggle to fund a job because they work hard at finding one.

Mmmm, I am sure you can produce an evidential link as usual to prove that statement!

LOL ;D ;D ;D

Title: Re: Waiting Longer For The Aged Pension
Post by Redneck on Jan 2^nd, 2015 at 4:48pm

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 2^nd, 2015 at 7:50pm

Redmond Neck wrote on Jan 2^nd, 2015 at 4:47pm:

longweekend58 wrote on Jan 2^nd, 2015 at 4:36pm:

and yet it remains fundamentally true that a hard-working motivated well-educated person will not struggle to fund a job because they work hard at finding one.

Mmmm, I am sure you can produce an evidential link as usual to prove that statement!

LOL ;D ;D ;D

With 175k jobs and 800k jobless, I'd say it's fundamentally bullsh1t that anyone won't
struggle to get a job no matter how hard they work at finding one.

While the rightards refuse to see or acknowledge that discrepancy, it means that they
have nothing on which to base any argument that the unemployed are bludging or are
deliberately choosing not to work.

The rightard 'dole bludger' argument only ever carries any weight or has any validity in
times of full employment, and not always even then.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 2^nd, 2015 at 7:55pm

longweekend58 wrote on Jan 2^nd, 2015 at 4:40pm:

Bobby. wrote on Jan 2^nd, 2015 at 4:33pm:

Dnarever wrote on Jan 2^nd, 2015 at 3:13pm:

longweekend58 wrote on Jan 2^nd, 2015 at 2:45pm:

Bobby. wrote on Jan 2^nd, 2015 at 11:26am:

Dear Longy,
I hope you have to work till you drop -

that's what Tony - your leader - wants.

work till you drop

The Govt. is quick to grab taxes while you're working -

but they don't want to know you if you lose your job -

it would mean having to give you some of your taxes back!

what the hell do you think the DOLE IS???????

But... haven't they all been on the dole since the day they left school (at 12) and haven't
they never actually paid any tax at all, and are just sitting waiting for the age pension?

At least, that's what the Right would apparently have us all believe... isn't it?

Title: Re: Waiting Longer For The Aged Pension
Post by Dame Pansi on Jan 3^rd, 2015 at 7:16am

longweekend58 wrote on Jan 2^nd, 2015 at 4:36pm:

and yet it remains fundamentally true that a hard-working motivated well-educated person will not struggle to fund a job because they work hard at finding one.

Rubbish! There's hundreds of university graduates driving cabs or working in fast food outlets, there's also hundreds that can't get work at all.

When there's 800,000 people looking for a job and there's 175,000 jobs available, everyone struggles to find a job.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 3^rd, 2015 at 1:02pm

Ex Dame Pansi wrote on Jan 3^rd, 2015 at 7:16am:

Rubbish! There's hundreds of university graduates driving cabs or working in fast food outlets

That's a job.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 9^th, 2015 at 8:32pm

Kat wrote on Jan 2^nd, 2015 at 7:32am:

No, I understand perfectly. Some think they should have the right to force others to
work till they drop.

No one is forcing you to work till your 70? now id this was a socialist state, then people would be forced to work till they dropped dead like we see in USSR, Cuba, Communist China ect.

Kat wrote on Jan 2^nd, 2015 at 7:32am:

The ONLY justification for keeping anyone working past the age of 60 in this country
today is GREED.

Let them retire when THEY wish, and employ more young people. If you did that you
may even HAVE enough to pay people their pensions. Actually, there is plenty already
for pensions (AND the dole), but you cons want it all for yourselves. Hence the LIE
that pensions are 'unsustainable'. They're not.

the problem is when we didnt change the retirement age, we didnt hire more young people, even if nothing changes and everything stays the same, we are still going to find it very hard to find the money to pay for their pensions.

Kat wrote on Jan 2^nd, 2015 at 7:32am:

IF, and only we had full employment and we were crying-out for workers, AND IF the
number of workers needed was rising instead of falling, I'd maybe consider the idea.

why would you consider? why would you consider forcing already reired people back into the workforce or force others to work longer?

Kat wrote on Jan 2^nd, 2015 at 7:32am:

And it's far better to have the oldies on pensions, having 'done their bit' than an army
of young, fit, ANGRY unemployed youth who've been denied even a chance.

Raising the pension age and restricting access to it, is plain bloody stupid, and totally
counter-productive. As is punishing those who cannot get jobs. But it's got nothing to
do with reality or need, it's just that filthy, sick neo-con ideology yet again.

ANGRY unemployed youth? you can thank that to minimum wage, very few will ever hire a high school drop out for minimum wage, its a huge waste of money and time, they simple dont have the education or the skills for basic jobs, emplyers arent schools they are trying to run a bussines not schools.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 9^th, 2015 at 8:39pm

Ex Dame Pansi wrote on Jan 3^rd, 2015 at 7:16am:

longweekend58 wrote on Jan 2^nd, 2015 at 4:36pm:

and yet it remains fundamentally true that a hard-working motivated well-educated person will not struggle to fund a job because they work hard at finding one.

thats when you go out and create jobs, become and Entrepreneur.

Our schools should be teaching our kids how to be Entrepreneur not model employees,

I have yet to meet one young Australian that doesn't have a really good idea for a business, all they lacks however are the skills and knowledge to know how to make that idea into a business, if we help Australians turn their ideas into business, we would be screaming for more workers and not more employers

In my small town, since 2008, no one is hiring, now i needed a job so what did i do? i didnt go onto the dole and waited around like i loser, i went out of my way and i created a business from $50. I now employee overseas and within a few years i should be able to start employing my local Tasmanians and im so excited for that moment.

i think we are creating to many employees and not enough Entrepreneur

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 9^th, 2015 at 8:53pm

Pantheon wrote on Jan 9^th, 2015 at 8:32pm:

Kat wrote on Jan 2^nd, 2015 at 7:32am:

No, I understand perfectly. Some think they should have the right to force others to
work till they drop.

No one is forcing you to work till your 70? now id this was a socialist state, then people would be forced to work till they dropped dead like we see in USSR, Cuba, Communist China ect.

Quote:

No one is forcing you to work till your 70?

well no it is only till 67 at this stage but Effectively when there is no other option they are making people try to work till this age.

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 8:59pm

My ex's youngest son - an electrician - just got a new idea going and landed a job as a company director..... in an electrical firm...

Don't generalise - many are hamstrung by lack of opportunity and like pop music - the path is strewn with thousands in comparison to those who make it big....

You are young.. namaste...

I'm 65 - I continue to work with fifteen disabilities so as to try desperately to make up for the social and economic disasters visited on us by successive governments. Perhaps I will find my true vocation as the generalissimo of the revolution...

It is on the tip of my tongue to say 'Fork You' - but I won't..... ;D

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 9:01pm

"No one is forcing you to work till your 70? "

No - the DEMAND from the fat cats is that you live on the dole for five years and search out non-existent work while sucking dry your super etc and all your assets.....

Meanwhile they have nothing to worry about.. living on an extremely generous government pension plus all the money they can earn elsewhere.

And you ask why the country is on the front foot of revolution?

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 9:06pm

LOWER PENSION AGE - NOW!

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 9^th, 2015 at 9:10pm

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:01pm:

Haha please, the country is no where near revolution. When labor pumped it up to 67, no one cared when the liberals bumped it up to 70, still no one cares, only a small group of individual like yourself is making this into something its not,

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 9^th, 2015 at 9:12pm

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 9:36pm

Really? Just goes to show what a trusting and civilised lot we are in reality.

All of that discontent fermenting under there is waiting for the right trigger to break out....

Will ye join me in the New Party......

OUR revolutions here are civilised - we vote out the assetholes we don't want... trouble is the other choice is just as bad.

Once the People have had enough of that, they will revolt for true..... all they need is the opportunity to unite.... thing is - all Australian men think they are strong and independent when they are, in reality, slaves to many things.

You weren't here for it - but Ozzie men made a thing out of heroic self-sacrifice...... not your cup of tea.... and it has to stop before we all go down.

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 9:40pm

I don't see you out there in the hot sun with a pick and shovel...... or doing anything but boasting to us all about how you 'run' an offshored rip-off palace that exploits both ends....

Lazy? You'll understand that word when some Pol Pot comes along and puts you capitalists to work on the roads in the hot sun.

The idea was sound - the execution not so good.....

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 9^th, 2015 at 9:40pm

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Title: Re: Waiting Longer For The Aged Pension
Post by The Grappler (50 shades of) on Jan 9^th, 2015 at 9:40pm

DOUBLE PENSIONS NOW.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 10^th, 2015 at 6:38pm

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:36pm:

::) complete rubbish,

Give me a country today or from years ago that we should model our new nation on?

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 10^th, 2015 at 6:45pm

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

TRIPPLE PENSIONS NOW!!

QUADRUPLE PENSIONS NOW

WHAT ABOUT MY DOLE? DOUBLE THE DOLE!!

NO FAIR, DOUBLE MY WAGE, NO WAIT, TRIPPLE MY WAGE.

Its this mentality that will being our nation to its knees like all other socialist state before it.

John Smith wrote on Jan 9^th, 2015 at 9:40pm:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Work to live. I would love to never have to work, but as citizens we must work to provide for ourselves as well as our family, and to be taxed so the state can maintain a safe evioment that i can work...not a socialist hell where Union force me to join them, then force me to stop working, for corrupt governments to tax 40-50% of my hard earn income then tell me that i have no rights or freedoms to do as i want (as long as no one is hurt).

We are closer to socialist Russia and communist china than the free, democratic West of our past.

Title: Re: Waiting Longer For The Aged Pension
Post by John Smith on Jan 10^th, 2015 at 8:37pm

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Work to live. I would love to never have to work, but as citizens we must work to provide for ourselves as well as our family

true, but once you get to a certain age it's expected that the tribe provide for you in return for all your years of providing for the tribe.... nothing has changed from 50 000yrs ago, only the methodolgy

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 10^th, 2015 at 10:06pm

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 10^th, 2015 at 10:46pm

What a rip-off -

you work all your life paying for other people to get a pension
& then when you're old & can't work - you don't get one.

The Govt. is quick to grab taxes while you're working -
but they don't want to know you if you lose your job -
it would mean having to give you some of your taxes back!

There was always an expectation that the money you paid for other people to get a pension
was a kind of insurance - that you would be protected as well.

It was a scam - you've all been ripped off.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 11^th, 2015 at 3:03am

Kat wrote on Jan 10^th, 2015 at 10:06pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

Complete ignorance, We are a lefty country, we have regulation that supports monopolies and limits free market competition (look at the banking sector for example), huge welfare system (Libs are trying to cut back to its original prosperous), We are forced to pay for others free healthcare and free education, we have one of the highest minimum wage.

Business and the wealthy are under attack for not "paying their fair share" despite 48% of all Australians (poor-middle class) receive more benefits than they pay into taxs, while the wealthy receiving the lest amount of benefits while paying far more back into the system.

There are countless examples of how we as well as the west drift towards the left, towards socialism.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 11^th, 2015 at 3:12am

John Smith wrote on Jan 10^th, 2015 at 8:37pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Work to live. I would love to never have to work, but as citizens we must work to provide for ourselves as well as our family

We dont live in a tribe, our society is much more complex and has maturity greatly, if you want a more tribal society go to Africa, seems to be a very successful system compared to the Alternative. ::)

Adults should have the responsibility and the maturity to save for their retirement so other citizen are not taxed and drained, parent need to be able to pay for food for their children not pensions for foolish Adults that were too immature to be responsibility and save for their retirement.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 11^th, 2015 at 6:04am

Tony Abbott accused of breaking promise on pension age

Date
April 12, 2014
Sydney Morning Herald

The Abbott government is actively considering raising the pension age to 70 and changing indexation arrangements for the payments in the budget. :(

This comes as Labor, seniors groups and unions have accused Prime Minister Tony Abbott of preparing to break a pre-election promise that there would be no cuts or changes to pensions. :(

In a speech in Washington DC this week, Treasurer Joe Hockey stressed the need for the federal budget to be sustainable and noted that the number of Australians aged 65 to 84 will double between 2010 and 2050, while the number of people aged over 85 will quadruple.

Mr Hockey also said that access to the pension system needed to be ''prioritised for the most vulnerable'', adding that ''over the next decade, spending on our age pension is projected to increase by around 70 per cent in today's dollars''.

In the speech, he stopped short of nominating a rise in pension age to 70, but it is understood a rise to 70 is a ''live option'', as is a move to change the indexation rate of the pension. :o

A government source stressed a final decision on both or either measure is weeks away.

There are several meetings of the high-powered cabinet expenditure review committee still to come.

Labor introduced changes in 2009 that will see the pension age rise from 65 to 67 between 2017 and 2023.

If the Abbott government decides to further raise the pension age, it would be staggered over half a decade or more.

There are currently 1.427 million Australians on the full age pension and 943,000 on a partial pension.

Labor's families and payments spokeswoman Jenny Macklin seized on Mr Hockey's statements, saying they represented a ''complete breaking'' of the promise Mr Abbott made to age pensioners before the federal election. The ACTU and seniors groups also called on the government to stand by its promise on pensions. National Seniors Australia chief executive Michael O'Neill accused Mr Hockey of ''demonising'' older Australians.

Phil Tuck, a 60-year-old construction worker at Port Fairy in Victoria said he was ''hanging out for retirement''.

''We work outside in the elements in all conditions. Our bodies don't hold up till we are 70,'' he said. ''It's okay if you work in an air-conditioned office … We see back problems, concretor's arms and legs and necks.''

CFMEU national secretary Dave Noonan says many workers in construction, mining and forestry find it difficult if not impossible to get employment after the age of 50. :(

''If this happens, many will retire into poverty because they won't have sufficient superannuation and won't have access to the age pension,'' he said.

Last month, Mr Hockey voiced concern that the age pension was growing at a “massive rate,” noting that in part, this was because it was pegged to average male weekly earnings. This measure of wages grows more quickly than the average growth of payments, such as Newstart, which is pegged to the lower rate of inflation. The government could peg pensions to the rate of inflation to slow down pensions growth.

Mr Hockey's Washington speech was the first of three major speeches he will give before the budget, with the next one tipped to focus on the rising cost of health care in Australia.

Scott McDine, Assistant National Secretary, Australian Workers' Union, said the proposal shows "complete disregard for both blue collar workers and shift workers". :(

"To ask someone who engages in manual labour their whole working life to keep it up until 70 is absurd," he said.

"Workers would break before they reached retirement.

"A proposal like this shows how dangerously out of touch the Abbott government is with real workers."

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 6:08am

Bobby. wrote on Jan 10^th, 2015 at 10:46pm:

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

Title: Re: Waiting Longer For The Aged Pension
Post by Kat on Jan 11^th, 2015 at 7:24am

Pantheon wrote on Jan 11^th, 2015 at 3:03am:

Kat wrote on Jan 10^th, 2015 at 10:06pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

Obviously, you have no idea what communism actually is.

This isn't. We are not even close, and never have been.

Nor is it socialism.

And no, they are not the same thing.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 11^th, 2015 at 8:56am

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

Title: Re: Waiting Longer For The Aged Pension
Post by ian on Jan 11^th, 2015 at 9:03am

Pantheon wrote on Jan 11^th, 2015 at 3:03am:

Kat wrote on Jan 10^th, 2015 at 10:06pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

You generally make quite idiotic posts but this one is a stand out.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 9:05am

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 11^th, 2015 at 9:07am

Quote:

Waiting Longer For The Aged Pension

Old people tend to be impatient - they should not have to wait too long, they may not have a lot of time left.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 11^th, 2015 at 9:12am

ian wrote on Jan 11^th, 2015 at 9:03am:

Pantheon wrote on Jan 11^th, 2015 at 3:03am:

You generally make quite idiotic posts but this one is a stand out.

I would think that generally it is about 50 -50 with some real good posts but this one is certainly a stand out as you say.

Title: Re: Waiting Longer For The Aged Pension
Post by ian on Jan 11^th, 2015 at 9:13am

Bobby. wrote on Jan 11^th, 2015 at 9:05am:

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

lots of 5 year olds want things. When they grow up they realise how the real world of adults works.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 9:20am

ian wrote on Jan 11^th, 2015 at 9:13am:

Bobby. wrote on Jan 11^th, 2015 at 9:05am:

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

lots of 5 year olds want things. When they grow up they realise how the real world of adults works.

I think I want my money back:

https://www.youtube.com/watch?v=3ZzAS53gcDg

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 11^th, 2015 at 9:21am

Bobby. wrote on Jan 11^th, 2015 at 9:05am:

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

I don't begrudge paying my share to be used properly towards much needed pensions and yes it is a shame that we are going to be short changed.

You can blame me for that it has been the story of my life, I seem to just miss out on every possible benefit or advantage. I got no first home buyers bonus - I built between 2 schemes and would have qualified for either at the time but because I signed contracts under one scheme and built under the other I qualified for neither. Missed out on about $8,000 in the 80's on that little lurk. Managed the same with the child bonus, the rules changed in that year and once again I got nothing. Not complaining about that just commenting on how the trend has continued. Why should a pension which I will likely never get anyway be different.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 9:26am

Dnarever wrote on Jan 11^th, 2015 at 9:21am:

Bobby. wrote on Jan 11^th, 2015 at 9:05am:

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

Fair enough - I'll probably be OK with my savings + a fair bit of super & my own place - so no rent.

I am concerned for many others who don't have the same.

They paid for other peoples pensions but will be living in poverty.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 11^th, 2015 at 9:54am

Working until 70 a 'horrible thought' for some :(

Date
May 2, 2014

John Collett

Comment
"I think people should be able to enjoy retirement when they still have years to enjoy it.": Nurse Frances Usherwood is not a fan of the new pension age.

It's official. Those born after 1965 will not be eligible for the age pension until they are 70. The pension age is already set to become 67 by 2023, but Treasurer Joe Hockey has confirmed the government will lift the age pension age to 70 by 2035 in the May 13 budget.

That means those born after 1965 waiting another five years, beyond the age pension age of 65 that applies for most people now. That is not a prospect likely to be welcomed by those in physically-demanding jobs. :(

Frances Usherwood, a 30-year-old registered nurse, said working for perhaps another 40 years, until she is 70, is a "horrible thought". She loves nursing, but it is physically-hard work. She rarely takes all of her lunch breaks and the night shifts can unsettle the body clock and she cannot see herself being able to work to then. :(

"I think people should be able to enjoy retirement when they still have years to enjoy it," she said.

But it gets worse than just waiting longer for the age pension.

The government is likely to lift the "preservation" age, the age at which people can access their superannuation savings, in order to maintain a five year gap with the age pension age. That would mean anyone born after 1965 would not have access to their superannuation savings until age 65.

Increasing the preservation age, which is on its way to 60 now, depending on birth date, has its dangers for policymakers.

We are told one of the aims of the budget is have more people saving for their retirement with less reliance on the age pension. But increasing the preservation age could discourage some from saving through super.

Workers may decide not to invest spare cash in their superannuation so that can access their money when they need it.

Read more: http://www.smh.com.au/business/federal-budget/working-until-70-a-horrible-thought-for-some-20140502-37m6m.html#ixzz3OSvrKNGz

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 10:29am

Quote:

Workers may decide not to invest spare cash in their
superannuation so that can access their money when they need it.

I've already been doing that.
I don't want someone else telling me when I can have my money.
I might be dead before I can get it out.

I want my money back.

https://www.youtube.com/watch?v=3ZzAS53gcDg

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 11^th, 2015 at 10:30am

Kat wrote on Jan 11^th, 2015 at 7:24am:

Pantheon wrote on Jan 11^th, 2015 at 3:03am:

Kat wrote on Jan 10^th, 2015 at 10:06pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

Obviously, you have no idea what communism actually is.

This isn't. We are not even close, and never have been.

Nor is it socialism.

And no, they are not the same thing.

Yes we still have the right to privately own property and yes we still have a private sector but we are moving towards a socialist based system, we already introduced free healthcare and free education, minimum wage, governmental intervention, a huge and expanding welfare system.

Please explain how we have never been closer to socialism.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 11^th, 2015 at 10:35am

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

typically? what evidence do you have for this? there are plenty left-wing unionist/business leaders that can and do early retirement.

Title: Re: Waiting Longer For The Aged Pension
Post by Ahovking on Jan 11^th, 2015 at 10:37am

ian wrote on Jan 11^th, 2015 at 9:03am:

Pantheon wrote on Jan 11^th, 2015 at 3:03am:

Kat wrote on Jan 10^th, 2015 at 10:06pm:

Pantheon wrote on Jan 10^th, 2015 at 6:45pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:40pm:

DOUBLE PENSIONS NOW.

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

are you a 'work to live' person or a 'live to work' person?

Rubbish!

We've never been close to communism, and we're further away from it now than we ever were.

You generally make quite idiotic posts but this one is a stand out.

How does it stand out?

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 4:43pm

Bobby. wrote on Jan 11^th, 2015 at 10:29am:

Workers may decide not to invest spare cash in their
superannuation so that can access their money when they need it.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 11^th, 2015 at 5:34pm

Well said Sir Bobby. Yes it is very hard for low income workers, to put money into superannuation. This is why super must be increased to 12% now. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 11^th, 2015 at 6:47pm

wrote on Jan 11^th, 2015 at 5:34pm:

Well said Sir Bobby. Yes it is very hard for low income workers, to put money into superannuation. This is why super must be increased to 12% now. :(

Thanks Sir Crook - you are right.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 12^th, 2015 at 6:29am

Bobby. wrote on Jan 11^th, 2015 at 4:43pm:

Bobby. wrote on Jan 11^th, 2015 at 10:29am:

Workers may decide not to invest spare cash in their
superannuation so that can access their money when they need it.

bump

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 12^th, 2015 at 6:29am

flip page

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 12^th, 2015 at 7:09am

Thank you Sir Bobby. Yes super should be increased to 12 per cent now. What a ridiculous idea it is, expecting people to work till they are 70 years old. It looks like the Abbott government, have lost their mind. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 12^th, 2015 at 4:35pm

wrote on Jan 12^th, 2015 at 7:09am:

Abbott is a one term wonder.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 12^th, 2015 at 5:33pm

wrote on Jan 12^th, 2015 at 7:09am:

You can retire when you want to. Nobody is forcing anyone to work until 70 years old.

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 12^th, 2015 at 5:42pm

Then leave the pension age at 67. Then again better still, put it back to 65. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 12^th, 2015 at 6:15pm

wrote on Jan 12^th, 2015 at 5:42pm:

Then leave the pension age at 67. Then again better still, put it back to 65. :(

What about 55?

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 6:35pm

Bobby. wrote on Jan 11^th, 2015 at 9:26am:

Dnarever wrote on Jan 11^th, 2015 at 9:21am:

Bobby. wrote on Jan 11^th, 2015 at 9:05am:

Dnarever wrote on Jan 11^th, 2015 at 8:56am:

Pantheon wrote on Jan 9^th, 2015 at 9:12pm:

Grappler Deep State Feller wrote on Jan 9^th, 2015 at 9:06pm:

LOWER PENSION AGE - NOW!

Perfect, so we can retire early and work less, what a typical LW lazy attitude.

And yet it is typically conservatives who can afford early retirement and take the option.

I want to be paid back for all my tax money that was used to give other people the pension.

I want a lump sum + interest.

Ditto -

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 6:38pm

Swagman wrote on Jan 12^th, 2015 at 5:33pm:

wrote on Jan 12^th, 2015 at 7:09am:

You can retire when you want to. Nobody is forcing anyone to work until 70 years old.

You keep saying that - nobody believes you, while your rhetoric is correct the fact remains that the retirement age has been increased and there are many many people who have no other viable option.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 6:38pm

Bobby. wrote on Jan 12^th, 2015 at 6:15pm:

wrote on Jan 12^th, 2015 at 5:42pm:

Then leave the pension age at 67. Then again better still, put it back to 65. :(

What about 55?

62 ?

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 6:48pm

wrote on Jan 12^th, 2015 at 7:09am:

increased to 12 per cent now

The Liberals pushing back retirement age because we can't afford it and at the same time pushing back superannuation increases just to make sure that people are less likely to be self sufficient in retirement effectively increasing the pension bill they are saying that they can not afford.

Hint: If on one hand you can not afford to pay the pension increasing the cost with the other hand is probably not such a great idea.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 12^th, 2015 at 6:49pm

wrote on Jan 12^th, 2015 at 5:42pm:

Then leave the pension age at 67. Then again better still, put it back to 65. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 12^th, 2015 at 6:51pm

Dnarever wrote on Jan 12^th, 2015 at 6:48pm:

wrote on Jan 12^th, 2015 at 7:09am:

Here's something new. Save your own money and create your own wealth for retirement.... ::)

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 12^th, 2015 at 7:11pm

Yes but isn't that a little too new for some people?. :(

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 12^th, 2015 at 7:16pm

wrote on Jan 12^th, 2015 at 7:11pm:

Yes but isn't that a little too new for some people?. :(

The 70yo pension age doesn't take effect for 20 years Crook.

Title: Re: Waiting Longer For The Aged Pension
Post by longweekend58 on Jan 12^th, 2015 at 8:38pm

Dnarever wrote on Jan 12^th, 2015 at 6:38pm:

Swagman wrote on Jan 12^th, 2015 at 5:33pm:

wrote on Jan 12^th, 2015 at 7:09am:

You can retire when you want to. Nobody is forcing anyone to work until 70 years old.

You keep saying that - nobody believes you, while your rhetoric is correct the fact remains that the retirement age has been increased and there are many many people who have no other viable option.

it was increased by your beloved LABOR. and it remains the PENSION age, not the retirement age!

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 9:09pm

Swagman wrote on Jan 12^th, 2015 at 6:51pm:

Dnarever wrote on Jan 12^th, 2015 at 6:48pm:

wrote on Jan 12^th, 2015 at 7:09am:

Here's something new. Save your own money and create your own wealth for retirement....

The deal to eventually go the 12% was in place in the 1992 and the employer has had over 22 years to be ready.
the first savings were in deed paid into by employees who took zero wage case increases to have the money put into Super which was matched by the employer. i.e. the original 6% was paid 3% from employees and 3% from the employer.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 9:11pm

Swagman wrote on Jan 12^th, 2015 at 7:16pm:

wrote on Jan 12^th, 2015 at 7:11pm:

Yes but isn't that a little too new for some people?. :(

The 70yo pension age doesn't take effect for 20 years Crook.

OH that is OK then we don't care about people 50 or under ?

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 9:12pm

longweekend58 wrote on Jan 12^th, 2015 at 8:38pm:

Dnarever wrote on Jan 12^th, 2015 at 6:38pm:

Swagman wrote on Jan 12^th, 2015 at 5:33pm:

wrote on Jan 12^th, 2015 at 7:09am:

You can retire when you want to. Nobody is forcing anyone to work until 70 years old.

You keep saying that - nobody believes you, while your rhetoric is correct the fact remains that the retirement age has been increased and there are many many people who have no other viable option.

it was increased by your beloved LABOR. and it remains the PENSION age, not the retirement age!

You don't believe that Labor ever got anything wrong ?

I am not that fond of Labor.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 12^th, 2015 at 9:15pm

longweekend58 wrote on Jan 12^th, 2015 at 8:38pm:

Dnarever wrote on Jan 12^th, 2015 at 6:38pm:

Swagman wrote on Jan 12^th, 2015 at 5:33pm:

wrote on Jan 12^th, 2015 at 7:09am:

You can retire when you want to. Nobody is forcing anyone to work until 70 years old.

You keep saying that - nobody believes you, while your rhetoric is correct the fact remains that the retirement age has been increased and there are many many people who have no other viable option.

it was increased by your beloved LABOR. and it remains the PENSION age, not the retirement age!

You can not get the pension without retiring.

For many people it is not feasible to retire without the pension irrespective of your semantics these people have no other real option.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 12^th, 2015 at 9:16pm

Dnarever wrote on Jan 12^th, 2015 at 9:11pm:

Swagman wrote on Jan 12^th, 2015 at 7:16pm:

wrote on Jan 12^th, 2015 at 7:11pm:

Yes but isn't that a little too new for some people?. :(

The 70yo pension age doesn't take effect for 20 years Crook.

OH that is OK then we don't care about people 50 or under ?

They have 17 years to save enough cabbage to cover the 3 year gap.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 12^th, 2015 at 9:20pm

Dnarever wrote on Jan 12^th, 2015 at 9:11pm:

Swagman wrote on Jan 12^th, 2015 at 7:16pm:

wrote on Jan 12^th, 2015 at 7:11pm:

Yes but isn't that a little too new for some people?. :(

The 70yo pension age doesn't take effect for 20 years Crook.

OH that is OK then we don't care about people 50 or under ?

Someone who is 56 now won't get the pension until 67.5 years of age.
That is 11.5 years away - not 20 years.

Basically - if they can't get hold of some super they're in a hell of a situation.

There are many people in their 50s like that - millions of them.

The prices are going up for everything.

Title: Re: Waiting Longer For The Aged Pension
Post by Sir lastnail on Jan 13^th, 2015 at 6:54pm

Bobby. wrote on Jan 10^th, 2015 at 10:46pm:

Then they funnel you into some hare brain super scam which steal money from you and gamble it on the share market. They won't even let you acquire some precious metals with YOUR money even though the companies they buy shares in mine these precious metals !!

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 13^th, 2015 at 7:09pm

Well said Sir Bobby, a gold star for you. [smiley=thumbsup.gif]

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 13^th, 2015 at 7:13pm

Sir lastnail wrote on Jan 13^th, 2015 at 6:54pm:

Bobby. wrote on Jan 10^th, 2015 at 10:46pm:

Then they funnel you into some hare brain super scam which steals money from you and gamble it on the share market. They won't even let you acquire some precious metals with YOUR money even though the companies they buy shares in mine these precious metals !!

Go figure?

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 13^th, 2015 at 7:15pm

wrote on Jan 13^th, 2015 at 7:09pm:

Well said Sir Bobby, a gold star for you. [smiley=thumbsup.gif]

Thanks Sir Crook.

Title: Re: Waiting Longer For The Aged Pension
Post by Dnarever on Jan 13^th, 2015 at 7:18pm

Swagman wrote on Jan 12^th, 2015 at 9:16pm:

Dnarever wrote on Jan 12^th, 2015 at 9:11pm:

Swagman wrote on Jan 12^th, 2015 at 7:16pm:

wrote on Jan 12^th, 2015 at 7:11pm:

Yes but isn't that a little too new for some people?. :(

The 70yo pension age doesn't take effect for 20 years Crook.

OH that is OK then we don't care about people 50 or under ?

They have 17 years to save enough cabbage to cover the 3 year gap.

The majority of people live hand to mouth with barley enough to pay their bills, buy food and clothing. Saving is a luxury unaffordable to many.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 13^th, 2015 at 7:36pm

wrote on Jan 13^th, 2015 at 7:09pm:

Well said Sir Bobby, a gold star for you. [smiley=thumbsup.gif]

Better make that a cardboard one.....we can't afford gold

Title: Re: Waiting Longer For The Aged Pension
Post by imcrookonit on Jan 13^th, 2015 at 7:40pm

No, its solid gold for Sir Bobby. :)

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 13^th, 2015 at 7:43pm

[edit]Double post[/edit]

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 13^th, 2015 at 7:43pm

wrote on Jan 13^th, 2015 at 7:40pm:

No, its solid gold for Sir Bobby. :)

If you've got solid gold to give away Crook you don't need the pension.... ;D :D

Title: Re: Waiting Longer For The Aged Pension
Post by Sir Bobby on Jan 13^th, 2015 at 7:51pm

wrote on Jan 13^th, 2015 at 7:40pm:

No, its solid gold for Sir Bobby. :)

And solid platinum for Sir Crook.

Title: Re: Waiting Longer For The Aged Pension
Post by Swagman on Jan 13^th, 2015 at 8:15pm

Bobby. wrote on Jan 13^th, 2015 at 7:51pm:

wrote on Jan 13^th, 2015 at 7:40pm:

No, its solid gold for Sir Bobby. :)

And solid platinum for Sir Crook.

Get a room you two.... :D