Australian Politics Forum - private health insurance

Verge Gold Member Offline Australian Politics Posts: 6329 Gender:	Re: Will The Private Health Rebate Be Means Tested. Reply #180 - Nov 17^th, 2011 at 1:05pm A private Health thread by imcrook. Has he ever bumped his own threads?
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imcrookonit

Ex Member

Private Health Premiums To Jump 5.57 Percent.
Reply #181 - Feb 25^th, 2011 at 11:57am

Health fund premiums to jump by 5.57 pct.

Families will have to fork out more for their private health cover from April after Health Minister Nicola Roxon approved a hike in premiums for 34 of 35 funds.

Costs will jump an average of 5.57 per cent. That translates to an extra $1.61 a week for individuals paying $1500 a year and $3.21 a week for families with a $3000 policy.

This year's increase is marginally lower than the 2010 rise of 5.78 per cent across the board.

Ms Roxon said the premium hike would have been higher without her intervention.

"During the premium process I asked 17 of the 35 health funds to resubmit their applications, which helped reduce the premium increase for 7.9 million Australians," Ms Roxon said in a statement.

The health minister said one fund, Australian Unity, declined to reduce its planned increase and she'd therefore refused to approve any rise yet.

"I am not satisfied that Australian Unity has done all they can to ensure their customers get a reasonable deal so I'll be asking them to go back and reconsider their position," she said.

Benefits paid out to members of health funds jumped 7.7 per cent in 2009/10 to $12.2 billion.

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imcrookonit Ex Member	Re: Private Health Premiums To Jump 5.57 Percent. Reply #182 - Feb 25^th, 2011 at 12:04pm Oh well, we cant all afford private health insurance anyway.
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Ex Dame Pansi Gold Member Offline Australian Politics Posts: 24168	Re: Private Health Premiums To Jump 5.57 Percent. Reply #183 - Feb 25^th, 2011 at 12:44pm Quote: Oh well, we cant all afford private health insurance anyway. It looks like the waiting time for the public health system will be getting a lot longer. Take your swag and esky to the emergency room, you might be there for a few days before you see a doctor.....if you last that long.
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Andrei.Hicks Gold Member Offline Australian Politics Posts: 23818 Carlsbad, CA Gender:	Re: Private Health Premiums To Jump 5.57 Percent. Reply #184 - Feb 25^th, 2011 at 1:23pm You don't strike me as the kind of person to have private healthcare Imcrook?
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Verge Gold Member Offline Australian Politics Posts: 6329 Gender:	Re: Private Health Premiums To Jump 5.57 Percent. Reply #185 - Nov 17^th, 2011 at 1:07pm A private Health thread by imcrook. Has he ever bumped his own threads?
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Lenore Lepine New Member Offline Australian Politics Posts: 1 Gender:	Re: private health insurance Reply #186 - Dec 7^th, 2012 at 9:14am Private health insurance? I think there must be a catch behind it.
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Fit of Absent Mindeness

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Re: private health insurance
Reply #187 - Dec 7^th, 2012 at 11:53am

You can get insurance for private health now

I do have private health insurance, but know a lot of people who either can't afford it or don't bother!

It doesn't cover a lot/I would probably be better off saving the money, but it's nice to have just in case.

I wonder how much the federal government spends on the 30% rebate to private health insurers?

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Putting the n in cuts

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hadrian_now

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Re: private health insurance
Reply #188 - Dec 7^th, 2012 at 12:43pm

First, it's not a flat 30%. It can be more for aged members and it can be less for people who join after age 30.
Second, it does cover a lot, especially if you have extras cover for things like dental, optical &etc. Even if you have hospital only cover, it can mean the difference between getting joint repacements or other procedures next month or in 2 years time.
Third, whatever it costs the budget for the rebate is more than value for money interms of the pressure it takes off the public hospital system, which means a social gain of incalculable value.
Just imo of course.

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John Smith

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Re: private health insurance
Reply #189 - Dec 7^th, 2012 at 7:33pm

Private health insurance is a scam .... although not quite as bad as funeral insurance ......

private health funds take the money willy nilly, but come time to pay they keep changing the rules ... I know a lady who had cover, paid $3000 in premiums, had a baby, had to pay $1000 in gap ... if anything had gone wrong, she had been told they would rush her to the public hospital because they didn't have the specialists available to deal with certain scenarios ..

I've never had it, paid zero premiums and zero gap ... can't fault a single thing at the public hospital, couldn't have hoped for anything better , and all the specialists were just down the hall. ...

only people with more $ then sense and fools pay for private health insurance. Why would you want to pay for something twice?

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I hope that bitch who was running their brothels for them gets raped with a cactus.

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gold_medal

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Re: private health insurance
Reply #190 - Dec 8^th, 2012 at 5:32pm

John Smith wrote on Dec 7^th, 2012 at 7:33pm:

Private health insurance is a scam .... although not quite as bad as funeral insurance ......

private health funds take the money willy nilly, but come time to pay they keep changing the rules ... I know a lady who had cover, paid $3000 in premiums, had a baby, had to pay $1000 in gap ... if anything had gone wrong, she had been told they would rush her to the public hospital because they didn't have the specialists available to deal with certain scenarios ..

I've never had it, paid zero premiums and zero gap ... can't fault a single thing at the public hospital, couldn't have hoped for anything better , and all the specialists were just down the hall. ...

only people with more $ then sense and fools pay for private health insurance. Why would you want to pay for something twice?

wait until you get something painful but not life-threatening and you have to wait months (or years) while your friend with private insurance is in and out and healthy again.

I had private health insurance when my appendix was about to burst. The problem was that my symptoms were atypical and a public hospital would have sent me home but te private hospital kept me for observation. I was under the knife 30mins after it burst. In public system I would have either died, spent a month in hospital and a year recovering.

im pretty pleased with my private insurance.

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John Smith

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Re: private health insurance
Reply #191 - Dec 8^th, 2012 at 9:21pm

gold_medal wrote on Dec 8^th, 2012 at 5:32pm:

John Smith wrote on Dec 7^th, 2012 at 7:33pm:

Private health insurance is a scam .... although not quite as bad as funeral insurance ......

private health funds take the money willy nilly, but come time to pay they keep changing the rules ... I know a lady who had cover, paid $3000 in premiums, had a baby, had to pay $1000 in gap ... if anything had gone wrong, she had been told they would rush her to the public hospital because they didn't have the specialists available to deal with certain scenarios ..

I've never had it, paid zero premiums and zero gap ... can't fault a single thing at the public hospital, couldn't have hoped for anything better , and all the specialists were just down the hall. ...

only people with more $ then sense and fools pay for private health insurance. Why would you want to pay for something twice?

wait until you get something painful but not life-threatening and you have to wait months (or years) while your friend with private insurance is in and out and healthy again.

I had private health insurance when my appendix was about to burst. The problem was that my symptoms were atypical and a public hospital would have sent me home but te private hospital kept me for observation. I was under the knife 30mins after it burst. In public system I would have either died, spent a month in hospital and a year recovering.

im pretty pleased with my private insurance.

In that case I'll simply pay cash .... even if I pay $15 g to have my appendix removed its still cheaper than paying all the premiums and gaps for the next 40 yrs.

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Our esteemed leader:
I hope that bitch who was running their brothels for them gets raped with a cactus.

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gold_medal

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Re: private health insurance
Reply #192 - Dec 15^th, 2012 at 6:35pm

John Smith wrote on Dec 8^th, 2012 at 9:21pm:

gold_medal wrote on Dec 8^th, 2012 at 5:32pm:

John Smith wrote on Dec 7^th, 2012 at 7:33pm:

Private health insurance is a scam .... although not quite as bad as funeral insurance ......

private health funds take the money willy nilly, but come time to pay they keep changing the rules ... I know a lady who had cover, paid $3000 in premiums, had a baby, had to pay $1000 in gap ... if anything had gone wrong, she had been told they would rush her to the public hospital because they didn't have the specialists available to deal with certain scenarios ..

I've never had it, paid zero premiums and zero gap ... can't fault a single thing at the public hospital, couldn't have hoped for anything better , and all the specialists were just down the hall. ...

only people with more $ then sense and fools pay for private health insurance. Why would you want to pay for something twice?

wait until you get something painful but not life-threatening and you have to wait months (or years) while your friend with private insurance is in and out and healthy again.

I had private health insurance when my appendix was about to burst. The problem was that my symptoms were atypical and a public hospital would have sent me home but te private hospital kept me for observation. I was under the knife 30mins after it burst. In public system I would have either died, spent a month in hospital and a year recovering.

im pretty pleased with my private insurance.

In that case I'll simply pay cash .... even if I pay $15 g to have my appendix removed its still cheaper than paying all the premiums and gaps for the next 40 yrs.

an argument based entirely on you never needing hospital treatment in the next 40 years.

brilliant, sherlock.

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