oceanz wrote on Oct 10^th, 2008 at 11:26am:


I'll agree about Telstra. I use Gotalk, and it's a package deal - bill never changes from month to month. Five years ago, my 3 monthly bill used to be about $1000 with Telstra and now it's around $200 although we use the phone a lot more.

As far as the banks are concerned, read the fine print. I regularly get large zero interest loans, invest them in term deposits and pay them before the zero interest period expires. Each time I do that, I spend about 10 minutes on the phone exploring every aspect, because they have ways of catching people out. So I never trust banks. They make their money by deceit.