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Housing Remains Unaffordable - Many Struggling. (Read 10885 times)
Sir lastnail
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #15 - Feb 17th, 2013 at 5:16pm
 
Innocent bystander wrote on Feb 17th, 2013 at 2:59pm:
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. Not to mention the time, money and effort poughed into these places over the years for some lazy tenant to trash. The fact is that owning your own home is a possibility for just about every working family or person in this country. However hard work and personal sacrifice is involved, this is anathema to many. The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. Want your own home? Cancel your mobile phone contract, forget about buying the latest plasma TV, stop buying junk food, forget about the pub or casino on the weekend and start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.




Good post, not brain surgery is it?, unfortunately there are a hell of a lot people out there that thinks its their right to take what you've got because you have more, I think the correct term is parasite. 


then let them do it without 4-5 billion in negative gearing tax concessions per year Sad How about a level playing field  between owner occupiers and investors ? Lets see how many properties they would hoard then !!

people who hoard properties are the real parasites in society and they get government concessions to do it as well Sad

No where else does this happen except australia. It really is a measure of a sick society Sad
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In August 2021, Newcastle Coroner Karen Dilks recorded that Lisa Shaw had died “due to complications of an AstraZeneca COVID vaccination”.
 
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John Smith
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #16 - Feb 17th, 2013 at 5:21pm
 
Sir lastnail wrote on Feb 17th, 2013 at 5:04pm:
John Smith wrote on Feb 17th, 2013 at 4:12pm:
Sir lastnail wrote on Feb 17th, 2013 at 2:09pm:
John Smith wrote on Feb 17th, 2013 at 12:01pm:
Sir lastnail wrote on Feb 17th, 2013 at 10:06am:
hey what's longlosers great financial advice for these people


move to somewhere with cheaper rent ... you want CBD living, you pay. You realise nail, that to own a house you must actually make many sacrifices along the way? My dad worked two jobs 7 days a week to pay his mortgage , never went out to dinner, never bought himself any treats or toys ... my grandfather went to work across the other side of the planet to pay his ....


yeh move outwards to a place with high unemployment and minimal job prospects because there is only investment in properties and little or no investment in manufacturing Sad

how about getting rid of negative gearing rorts for a start thus discouraging hoarding of property that could be sold to people instead of rented out. Like you said rent money is dead money so give people greater opportunities to own their own home. They don't need to be paying off some greedy bastards rental property Wink


my grandfather house was in Southern Italy and when work dried up around his town he went to work in Argentina for 5 yrs and sent the money back to his wife and kids  .... don't tell me you have to move to an area with high unemployment.

How about getting rid of that attitude where you blame everyone else and stop looking for excuses? Like I said before, you want a house, you have to sacrifice.


The myth that you keep trying to perpetuate is that unless you own a piece of dirt and a tin roof to sleep under then you haven't been successful in life. It isn't. Ireland, Spain and the US are proof of what happens when you aspire to these goals whilst neglecting everything else !!

Perhaps you should think about investing in something else rather than rely on some gimmicky government manufacturing industry policy to do it for you.


never said that.... are you feeling like a failure and trying to blame someone else for your short comings??
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John Smith
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #17 - Feb 17th, 2013 at 5:23pm
 
Sir lastnail wrote on Feb 17th, 2013 at 5:16pm:
Innocent bystander wrote on Feb 17th, 2013 at 2:59pm:
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. Not to mention the time, money and effort poughed into these places over the years for some lazy tenant to trash. The fact is that owning your own home is a possibility for just about every working family or person in this country. However hard work and personal sacrifice is involved, this is anathema to many. The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. Want your own home? Cancel your mobile phone contract, forget about buying the latest plasma TV, stop buying junk food, forget about the pub or casino on the weekend and start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.




Good post, not brain surgery is it?, unfortunately there are a hell of a lot people out there that thinks its their right to take what you've got because you have more, I think the correct term is parasite. 


then let them do it without 4-5 billion in negative gearing tax concessions per year Sad How about a level playing field  between owner occupiers and investors ? Lets see how many properties they would hoard then !!

people who hoard properties are the real parasites in society and they get government concessions to do it as well Sad

No where else does this happen except australia. It really is a measure of a sick society Sad



land has always been the premier investment of choice ... it's been that way for thousands of years ... and will only become more of an investment as populations increase ... you seem to blame negative gearing but fail to realise that without negative gearing, you probably wouldn't have that shack you are renting or would be paying twice what you are now.
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Sir lastnail
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #18 - Feb 17th, 2013 at 5:49pm
 
John Smith wrote on Feb 17th, 2013 at 5:21pm:
Sir lastnail wrote on Feb 17th, 2013 at 5:04pm:
John Smith wrote on Feb 17th, 2013 at 4:12pm:
Sir lastnail wrote on Feb 17th, 2013 at 2:09pm:
John Smith wrote on Feb 17th, 2013 at 12:01pm:
Sir lastnail wrote on Feb 17th, 2013 at 10:06am:
hey what's longlosers great financial advice for these people


move to somewhere with cheaper rent ... you want CBD living, you pay. You realise nail, that to own a house you must actually make many sacrifices along the way? My dad worked two jobs 7 days a week to pay his mortgage , never went out to dinner, never bought himself any treats or toys ... my grandfather went to work across the other side of the planet to pay his ....


yeh move outwards to a place with high unemployment and minimal job prospects because there is only investment in properties and little or no investment in manufacturing Sad

how about getting rid of negative gearing rorts for a start thus discouraging hoarding of property that could be sold to people instead of rented out. Like you said rent money is dead money so give people greater opportunities to own their own home. They don't need to be paying off some greedy bastards rental property Wink


my grandfather house was in Southern Italy and when work dried up around his town he went to work in Argentina for 5 yrs and sent the money back to his wife and kids  .... don't tell me you have to move to an area with high unemployment.

How about getting rid of that attitude where you blame everyone else and stop looking for excuses? Like I said before, you want a house, you have to sacrifice.


The myth that you keep trying to perpetuate is that unless you own a piece of dirt and a tin roof to sleep under then you haven't been successful in life. It isn't. Ireland, Spain and the US are proof of what happens when you aspire to these goals whilst neglecting everything else !!

Perhaps you should think about investing in something else rather than rely on some gimmicky government manufacturing industry policy to do it for you.


never said that.... are you feeling like a failure and trying to blame someone else for your short comings??


It's not just about me mate. It's about everyone else, age notwithstanding who is looking to buy a joint to LIVE IN !! Why do you keep thinking that this thread is all about me like you want to ignore millions of others with issues.

Tell me something. What would have happened if everyone invested in housing and nothing else ? Who would give you and your offspring a job or is that always someone else's problem to make that investment just so you can get a cashflow from a regular income and then you use that money to go about buying and selling houses ?

Also what do you expect the youth of today to do now after you have hoarded property for years on end and used every trick in the book including coercing governments to create corrupt policies in order to push up prices to ridiculous and unsustainable levels ?

Are you going to blame everyone else for not being able to afford these ridiculous property prices like you are now or are you going to take a good hard look in the mirror and finally confess that you have been stealing from future generations to satisfy your own insatiable hunger for greed in life ?
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« Last Edit: Feb 17th, 2013 at 5:57pm by Sir lastnail »  

In August 2021, Newcastle Coroner Karen Dilks recorded that Lisa Shaw had died “due to complications of an AstraZeneca COVID vaccination”.
 
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John Smith
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #19 - Feb 17th, 2013 at 5:54pm
 
Sir lastnail wrote on Feb 17th, 2013 at 5:49pm:
John Smith wrote on Feb 17th, 2013 at 5:21pm:
Sir lastnail wrote on Feb 17th, 2013 at 5:04pm:
John Smith wrote on Feb 17th, 2013 at 4:12pm:
Sir lastnail wrote on Feb 17th, 2013 at 2:09pm:
John Smith wrote on Feb 17th, 2013 at 12:01pm:
Sir lastnail wrote on Feb 17th, 2013 at 10:06am:
hey what's longlosers great financial advice for these people


move to somewhere with cheaper rent ... you want CBD living, you pay. You realise nail, that to own a house you must actually make many sacrifices along the way? My dad worked two jobs 7 days a week to pay his mortgage , never went out to dinner, never bought himself any treats or toys ... my grandfather went to work across the other side of the planet to pay his ....


yeh move outwards to a place with high unemployment and minimal job prospects because there is only investment in properties and little or no investment in manufacturing Sad

how about getting rid of negative gearing rorts for a start thus discouraging hoarding of property that could be sold to people instead of rented out. Like you said rent money is dead money so give people greater opportunities to own their own home. They don't need to be paying off some greedy bastards rental property Wink


my grandfather house was in Southern Italy and when work dried up around his town he went to work in Argentina for 5 yrs and sent the money back to his wife and kids  .... don't tell me you have to move to an area with high unemployment.

How about getting rid of that attitude where you blame everyone else and stop looking for excuses? Like I said before, you want a house, you have to sacrifice.


The myth that you keep trying to perpetuate is that unless you own a piece of dirt and a tin roof to sleep under then you haven't been successful in life. It isn't. Ireland, Spain and the US are proof of what happens when you aspire to these goals whilst neglecting everything else !!

Perhaps you should think about investing in something else rather than rely on some gimmicky government manufacturing industry policy to do it for you.


never said that.... are you feeling like a failure and trying to blame someone else for your short comings??


Tell me something. What would have happened if everyone invested in housing and nothing else ?
that scenario is never going to happen so it's pointless trying to use that as your excuse ... try to keep your arguments within the realms of reality


Who would give you and your offspring a job or is that always someone else's problem to make that investment just so you can get a cashflow from a regular income and then you use that money to go about buying and selling houses ?

Also what do you expect the youth of today to do now after you have hoarded property for years on end and used every trick in the book including coercing governments to create corrupt policies in order to push up prices to ridiculous and unsustainable levels ?

Are you going to blame everyone else for not being able to afford these ridiculous property prices like you are now or are you going to take a good hard look in the mirror and finally confess that you have been stealing from future generations to satisfy your own insatiable hunger for greed in life ?


you seem to be confused .. I'm not blaming anyone for the 'ridiculous' property prices .. thats what you are doing...

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Our esteemed leader:
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Sir lastnail
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #20 - Feb 17th, 2013 at 10:47pm
 
John Smith wrote on Feb 17th, 2013 at 5:54pm:
you seem to be confused .. I'm not blaming anyone for the 'ridiculous' property prices .. thats what you are doing...



You are. Your argument is to blame a 20 yo for not buying a house 30 years ago !!

That's how stupid your argument is.



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In August 2021, Newcastle Coroner Karen Dilks recorded that Lisa Shaw had died “due to complications of an AstraZeneca COVID vaccination”.
 
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ian
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #21 - Feb 17th, 2013 at 11:47pm
 
Sir lastnail wrote on Feb 17th, 2013 at 10:47pm:
and don't expect everyone else who DIDN'T invest in property to give your kids a job either. Let them buy and sell houses to each other and see how far that gets them See what happened in Ireland, Spain and US. Proof that you can't sustain an economy with property deals alone

What on earth are you talking about? Australia has an unemployment rate of 5.6 percent with one of the highest standards of living in the world. The price of property is a symptom of our high living standards, not the cause of it. Even malingerers such as yourself have a high standard of living comparitive to the rest of the world. Might help to learn something about the subject unless you want to keep embarrasing yourself. Your posts on this subject are becoming so sub standard that Im actually embarrassed for you.
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Annie Anthrax
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #22 - Feb 18th, 2013 at 12:02am
 
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. [....] The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. [....] start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.



No it isn't. It's called deranged. Do you have children? I hope not - they're probably frightened by the strange man that walks through the door because by the sound of your lifestyle, they wouldn't know who you are.

What kind of life is that? Balance is good.
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Sir Spot of Borg
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #23 - Feb 18th, 2013 at 5:28am
 
hadrian_now wrote on Feb 17th, 2013 at 4:12pm:
I think the issue is, it's  increasingly difficult for people to get into home ownership within a reasonable distance of the major cities or major suburban/industrial areas without:
1. taking out mortgages they may not be able to sustain in times of financial stress (someone will always sell them one)
2. either putting off having a family until middle age or being prepared to put their kids into extra-long day care & after-school care while they both work all hours of the day.

I don't think the above is an exaggeration, but some might disagree. Of course if one or more is in highly paid occupations it'a different ball game, but I'm talking about average workers here.

Possible solutions:
1. have generous in-laws prepared to house you for years while you save up because it must be hard as hell to save with Sydney rents.
2. after the war (WW2 that is) many people lived in garages for a long time, but I don't think that is allowed now.
3. move to country areas where there is work and housing is cheaper, but in a lot of cases it isn't cheaper anymore. And there is a disadvantage often with the less availability of services like medical

Just a few thoughts.


Yeah rural areas have no transport and other things (like choice of schools etc) and there is less work but the house prices are just as high in most places.

SOB
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longweekend58
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #24 - Feb 18th, 2013 at 7:57am
 
Sir Spot of Borg wrote on Feb 18th, 2013 at 5:28am:
hadrian_now wrote on Feb 17th, 2013 at 4:12pm:
I think the issue is, it's  increasingly difficult for people to get into home ownership within a reasonable distance of the major cities or major suburban/industrial areas without:
1. taking out mortgages they may not be able to sustain in times of financial stress (someone will always sell them one)
2. either putting off having a family until middle age or being prepared to put their kids into extra-long day care & after-school care while they both work all hours of the day.

I don't think the above is an exaggeration, but some might disagree. Of course if one or more is in highly paid occupations it'a different ball game, but I'm talking about average workers here.

Possible solutions:
1. have generous in-laws prepared to house you for years while you save up because it must be hard as hell to save with Sydney rents.
2. after the war (WW2 that is) many people lived in garages for a long time, but I don't think that is allowed now.
3. move to country areas where there is work and housing is cheaper, but in a lot of cases it isn't cheaper anymore. And there is a disadvantage often with the less availability of services like medical

Just a few thoughts.


Yeah rural areas have no transport and other things (like choice of schools etc) and there is less work but the house prices are just as high in most places.

SOB


except that they arent, just another thing you made up.
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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."
 
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John Smith
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #25 - Feb 18th, 2013 at 8:00am
 
Sir lastnail wrote on Feb 17th, 2013 at 10:47pm:
John Smith wrote on Feb 17th, 2013 at 5:54pm:
you seem to be confused .. I'm not blaming anyone for the 'ridiculous' property prices .. thats what you are doing...



You are. Your argument is to blame a 20 yo for not buying a house 30 years ago !!

That's how stupid your argument is.



I see comprehension is a problem for you? The fact that you didn't buy a house 30 yrs ago has done nothing to affect the price today .. it merely affects yours ability to pay rent upon retirement.  Good luck with that by the way.
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John Smith
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #26 - Feb 18th, 2013 at 8:07am
 
Annie Anthrax wrote on Feb 18th, 2013 at 12:02am:
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. [....] The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. [....] start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.



No it isn't. It's called deranged. Do you have children? I hope not - they're probably frightened by the strange man that walks through the door because by the sound of your lifestyle, they wouldn't know who you are.

What kind of life is that? Balance is good.


A bit harsh there Annie ... without knowing his circumstances you probably shouldn't comment on his private life. I also used to work 12 hr/ 7 days a week .... at the time, I was single but I realised that if I didn't do it when I was young, I wasn't going to do it.  Now I am in a position where I don't have to do so and I can pick and chose when i work. I would never have got myself in this position if I hadn't made some sacrifices when I was younger.
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Our esteemed leader:
I hope that bitch who was running their brothels for them gets raped with a cactus.
 
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longweekend58
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #27 - Feb 18th, 2013 at 8:33am
 
John Smith wrote on Feb 18th, 2013 at 8:07am:
Annie Anthrax wrote on Feb 18th, 2013 at 12:02am:
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. [....] The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. [....] start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.



No it isn't. It's called deranged. Do you have children? I hope not - they're probably frightened by the strange man that walks through the door because by the sound of your lifestyle, they wouldn't know who you are.

What kind of life is that? Balance is good.


A bit harsh there Annie ... without knowing his circumstances you probably shouldn't comment on his private life. I also used to work 12 hr/ 7 days a week .... at the time, I was single but I realised that if I didn't do it when I was young, I wasn't going to do it.  Now I am in a position where I don't have to do so and I can pick and chose when i work. I would never have got myself in this position if I hadn't made some sacrifices when I was younger.


the entire concept of hard work, personal sacrifice and taking risks doesnt enter the world of many posters on here. thats why some are well off and others are dirt poor (like toenail)
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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."
 
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Sir Spot of Borg
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #28 - Feb 18th, 2013 at 9:09am
 
longweekend58 wrote on Feb 18th, 2013 at 7:57am:
Sir Spot of Borg wrote on Feb 18th, 2013 at 5:28am:
hadrian_now wrote on Feb 17th, 2013 at 4:12pm:
I think the issue is, it's  increasingly difficult for people to get into home ownership within a reasonable distance of the major cities or major suburban/industrial areas without:
1. taking out mortgages they may not be able to sustain in times of financial stress (someone will always sell them one)
2. either putting off having a family until middle age or being prepared to put their kids into extra-long day care & after-school care while they both work all hours of the day.

I don't think the above is an exaggeration, but some might disagree. Of course if one or more is in highly paid occupations it'a different ball game, but I'm talking about average workers here.

Possible solutions:
1. have generous in-laws prepared to house you for years while you save up because it must be hard as hell to save with Sydney rents.
2. after the war (WW2 that is) many people lived in garages for a long time, but I don't think that is allowed now.
3. move to country areas where there is work and housing is cheaper, but in a lot of cases it isn't cheaper anymore. And there is a disadvantage often with the less availability of services like medical

Just a few thoughts.


Yeah rural areas have no transport and other things (like choice of schools etc) and there is less work but the house prices are just as high in most places.

SOB


except that they arent, just another thing you made up.


http://www.realestate.com.au/buy

SOB
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Whaaaaaah!
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Sir Spot of Borg
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Re: Housing Remains Unaffordable - Many Struggling.
Reply #29 - Feb 18th, 2013 at 9:11am
 
longweekend58 wrote on Feb 18th, 2013 at 8:33am:
John Smith wrote on Feb 18th, 2013 at 8:07am:
Annie Anthrax wrote on Feb 18th, 2013 at 12:02am:
ian wrote on Feb 17th, 2013 at 2:20pm:
Im sick and tired of hearing people whinge about how unnafordable housing is. I own rental properties but I have worked hard for them, 7 days a week for years. [....] The fact that many choose lifestyle choices like only working 38 hours a week and spending a large proportion of their income on entertainment, junk food and impulse buys doesnt make housing unnafordable and doesnt make landlords greedy. I resent being labelled "greedy" simply for being a hard worker prepared to sacrifice luxuries. [....] start working hard, 2 jobs if necassary as I have done for decades. Otherwise, quit your whinging. Your lazy, Im not. Thats why I have more than you. Its called work ethic.



No it isn't. It's called deranged. Do you have children? I hope not - they're probably frightened by the strange man that walks through the door because by the sound of your lifestyle, they wouldn't know who you are.

What kind of life is that? Balance is good.


A bit harsh there Annie ... without knowing his circumstances you probably shouldn't comment on his private life. I also used to work 12 hr/ 7 days a week .... at the time, I was single but I realised that if I didn't do it when I was young, I wasn't going to do it.  Now I am in a position where I don't have to do so and I can pick and chose when i work. I would never have got myself in this position if I hadn't made some sacrifices when I was younger.


the entire concept of hard work, personal sacrifice and taking risks doesnt enter the world of many posters on here. thats why some are well off and others are dirt poor (like toenail)


A lot of ppl end up dirt poor after losing all their assets in a divorce.

SOB
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Whaaaaaah!
I'm a 
Moron!
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